Just so all of you know, I just got back from Dallas about 20 minutes ago. But, VERY PROMISING storms are a-brewin' in the plains states, so it is very likely I will be leaving early tomorrow morn and chasing after some tornadoes. (who said being a childless bachelor didn't have it's advantages?)
This is part two of the series, but there are about 6-7 more parts to be published, though they will not all be published at once, just when I get the time.
Regardless, tell your friends, family and any Gen Y'ers you know about this presentation because it will help them...almost as much as the book!
Friday, April 13, 2012
Foxnews T&A
Ug. (sorry, link fixed)
Ayn Rand is rolling in her grave. But I suppose conservative men who watch Foxnews between the ages of 46 and impotent are happy.
For those of you unfamiliar with the background on this story.
Ayn Rand is rolling in her grave. But I suppose conservative men who watch Foxnews between the ages of 46 and impotent are happy.
For those of you unfamiliar with the background on this story.
Thursday, April 12, 2012
The Correlation Between Ugly and Stupid
Because of course Italy and Spain don't have larger problems to deal with.
And wow, what are the chances the person who offered this idiocy is an ugly feminist!?
OMG! 100% Who would have guessed!?
And you feminists REALLY want to be taken seriously? KA-ripes.
And wow, what are the chances the person who offered this idiocy is an ugly feminist!?
OMG! 100% Who would have guessed!?
And you feminists REALLY want to be taken seriously? KA-ripes.
Shoot the Messenger
Something tells me this guy is going to get a bigger "I told you so" award than I did.
But then again, never let the truth or reality get in the way of politicians', bankers', leftists' and otherwise criminal scumbags' dreams.
But then again, never let the truth or reality get in the way of politicians', bankers', leftists' and otherwise criminal scumbags' dreams.
Wednesday, April 11, 2012
Most Kick Ass Coin EVER!!!!
Glows in the dark AND HAS A DINOSAUR????
We used to be able to do that in America.
I will handsomely pay one of my Canuckistan friends recompense for one of your fine, superior coins. It would very much make my day!
We used to be able to do that in America.
I will handsomely pay one of my Canuckistan friends recompense for one of your fine, superior coins. It would very much make my day!
"You'll Die ALL ALONE!"
Oh, you'll die alone alright. Divorce and "finding yourself" will make sure of that.
Oh, and those kids you had but brought up in day care, presumably because you wanted kids but didn't want to be bothered by raising them.
Yeah, they're not going to visit you in the nursing home.
Hey, you crazy kids enjoy that decline!
Oh, and those kids you had but brought up in day care, presumably because you wanted kids but didn't want to be bothered by raising them.
Yeah, they're not going to visit you in the nursing home.
Hey, you crazy kids enjoy that decline!
Extend and Pretend
"Behind the Housing Crash" was written 5 years ago and published in 2008. It would have been written earlier had I not wasted away nearly 6 months pursuing publishing houses to consider my book.
Funny that 5 years later the book should have a resurgence as many banks DESPITE SUFFERING THE HOUSING CRASH have now foolishly pursued what is called "Extend and Pretend."
In short, the bank lends to a loser who is also a financial deadbeat. Naturally, the borrower has financial troubles, BUT the banker who made the loan doesn't want a bad mark on his/her track record and therefore perpetually extends the loan (and at progressively favorable terms) and then pretends it will somehow be paid off in the future.
I've seen this at enough banks to know there's enough volume of this "kicking the can down the road" that not only are there going to be severe consequences, but inevitably they will have to do what I told them to do years ago;
"Repossess NOW, take a hit on the collateral, get this crap off your books even at a loss, quit pissing away your time baby sitting these losers and problem loans, and then refocus your efforts on more profitable and less-time consuming borrowers which will recompense your losses."
Of course, having Super Awesome Economic Genius (TM) does not outrank the fact I have no gray hair. And therefore the strategy of "extend and pretend" is implemented anyway.
What's funny though is that collateral has a tendency to decay over time, especially when people abandon the property or just decide to split and leave town. Additionally, I have this uncanny ability to be right when it comes to economics. The result:
Banks, bankers and credit unions. Time to prepare for a dose of "I told you so."
And no, reality won't let you extend and pretend this time.
Enjoy the decline!
Funny that 5 years later the book should have a resurgence as many banks DESPITE SUFFERING THE HOUSING CRASH have now foolishly pursued what is called "Extend and Pretend."
In short, the bank lends to a loser who is also a financial deadbeat. Naturally, the borrower has financial troubles, BUT the banker who made the loan doesn't want a bad mark on his/her track record and therefore perpetually extends the loan (and at progressively favorable terms) and then pretends it will somehow be paid off in the future.
I've seen this at enough banks to know there's enough volume of this "kicking the can down the road" that not only are there going to be severe consequences, but inevitably they will have to do what I told them to do years ago;
"Repossess NOW, take a hit on the collateral, get this crap off your books even at a loss, quit pissing away your time baby sitting these losers and problem loans, and then refocus your efforts on more profitable and less-time consuming borrowers which will recompense your losses."
Of course, having Super Awesome Economic Genius (TM) does not outrank the fact I have no gray hair. And therefore the strategy of "extend and pretend" is implemented anyway.
What's funny though is that collateral has a tendency to decay over time, especially when people abandon the property or just decide to split and leave town. Additionally, I have this uncanny ability to be right when it comes to economics. The result:
Banks, bankers and credit unions. Time to prepare for a dose of "I told you so."
And no, reality won't let you extend and pretend this time.
Enjoy the decline!
Tuesday, April 10, 2012
"Worst Economy in 50 Years!"
Remember in 2002 when the media and John Kerry were all over GW for the economy being the "worst in 50 years?"
I learned to let such lies go on account these socialist politicians know they're lying, they're just trying to convince the lemmings otherwise. Unfortunatley I think BBB is still giving hyphernated named people credit for having intellectual honesty which might explain the increase in blood pressure.
I learned to let such lies go on account these socialist politicians know they're lying, they're just trying to convince the lemmings otherwise. Unfortunatley I think BBB is still giving hyphernated named people credit for having intellectual honesty which might explain the increase in blood pressure.
I Used to Want to Attend the London School of Economics
And then I saw this.
YOu know what would be ironic. Is if I started a whole new study out of cloth (which seems academians do every week). We'd call it "Worthless Degrees Studies." It would be the study itself of worthless degrees and every middle and upper middle class SWPL could get their masters in it.
YOu know what would be ironic. Is if I started a whole new study out of cloth (which seems academians do every week). We'd call it "Worthless Degrees Studies." It would be the study itself of worthless degrees and every middle and upper middle class SWPL could get their masters in it.
Boo Freaking Hoo
Oh the irony. Forget the movies, I'm just pulling out my lawn chair and watching this train wreck in slo-mo.
Remember, June Cleaver is the enemy.
Remember, June Cleaver is the enemy.
"How Gen Y is Completely, Hopelessly and Totally Screwed"
Howdy Cappy Cappites,
You're beloved Captain will be presenting his seminar "How Gen Y is Completely, Hopelessly and Totally Screwed" at Stephen (not Steve) F Austin University in Nacogdoches, TX this evening at 6PM.
The seminar will be held at 6 pm in Regents Suite B of the Student Center.
Tell friends, family, enemies and people you're generally indifferent about in the area so they may benefit from my Super Awesome Economic Genius (TM).
You're beloved Captain will be presenting his seminar "How Gen Y is Completely, Hopelessly and Totally Screwed" at Stephen (not Steve) F Austin University in Nacogdoches, TX this evening at 6PM.
The seminar will be held at 6 pm in Regents Suite B of the Student Center.
Tell friends, family, enemies and people you're generally indifferent about in the area so they may benefit from my Super Awesome Economic Genius (TM).
Cigars for Breakfast in Texas
My Mom said that when I grew up and paid my own rent and bought my own food I could do whatever I wanted.
And now I am:
And now I am:
Monday, April 09, 2012
Medallion Man Salsa Dancing
Salsa dancing, unlike say Swing or Ballroom has not yet degraded to the desperate levels of singles-meet-ups or where they're invaded by middle-aged Christians singles groups. However, one of the few and minor complaints I have of the scene is the overkill on fashion my Latin brothers deem necessary to wear to "puff out their chest" or "show their feathers" sort of way to attract the ladies. I'm being serious, the only place I've seen medallions are at salsa/latin joints. But whilst searching for a place to dance in Dallas, I think these guys take the cake:
I think mimicking say a Cesear Romero or Anthony Quinn would suffice:
Regardless, I fear my snake skin boots will not suffice down here. Now I have to go find a medallion shop (5:36 mark, you MUST listen to it, Fernando Martinez would require it).
Post post - From Joan of Argh!!!! I would take the florescent lighted boots.
I think mimicking say a Cesear Romero or Anthony Quinn would suffice:
Regardless, I fear my snake skin boots will not suffice down here. Now I have to go find a medallion shop (5:36 mark, you MUST listen to it, Fernando Martinez would require it).
Post post - From Joan of Argh!!!! I would take the florescent lighted boots.
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