When you girls acknowledge majoring in stupid shit is why you don't make as much as men, then we'll talk. In the mean time, I am not going to heed your flawed claims "sexism" is why you don't make as much as men. You CHOOSE easier degrees that are...well..dumber than fuck. And when you stop acting "dumber than fuck" then I'll entertain arguments men are discriminating against you. In the meantime...you're just dumber than fuck.
I will concede two things about this woman in the video's plight. I do agree that it is pretty asinine to loan someone at 17-18 over $100k in order to go to college. I also agree that somebody whether it be a teacher or her parents should have sat down and taught her that if you borrow money, the lender is going to want to be paid back. Other than that, she caused her own plight when she decided to go to a private college like Tufts in order to major in a worthless liberal art.
ReplyDeleteThis young lady would have been better off buying a house for the money she borrowed to finance her degree. Even buying a Tesla makes more sense than financing a worthless degree. Even though a car is a depreciating asset, it is still a tangible asset that can get you wherever you need to go.
Sadly she like a lot of young people are going to blame conservatives, republicans and big business for the hole she put herself in instead of where the true blame should be placed: Her parents, teachers and the education system who didn't teach her personal finance.
It is understandable, albeit evil on their part why big education didn't teach her about the pitfalls of taking on student loan debt. It isn't in their best interests to educate young people not to borrow money for college. It is entirely a different matter that mom and dad failed to teach her finance. This is a total parental fail. If her parents loved and cared for her, they could have stopped her from 1) going to an expensive private school, 2) majored in a worthless liberal art, and 3) went into mortgage level student loan debt to do both.
It is funny that whenever I see these student loan horror stories on YouTube, I don't see a whole lot of STEM or medical graduates in front of the camera. They all seem to major in worthless liberal arts, business or performing arts that have no real commercial value outside of academia.
Go STEM, Go medical or stay home. Flipping burgers at McDonald's is doing better than this young lady having to pay back her $100k+ in student loans.
I couldn't get past the first few seconds of the vid because of the uptalking and the overuse and misuse of the word 'like.'
ReplyDeleteSooooo, you just had to go to Tufts to get a worthless degree. Hahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahaha..... HA! Your are a dumb woman, DUMB. Plus stupid. A state school would've cost you less, even in the commie republic of california. But you had to follow your dreams and get a truly worthless degree in drayma and communication at Tufts? Then pretend you are a smart person in this video...not knowing about how a loan works? Okay, Uh huh. No wonder you have these low end service jobs, because in the real world not too much need for drama and communication majors. I had student loans, and wasn't allowed to deduct the interest except for the last two years I was paying my loans back. But, by then I didn't have much interest to pay off. This woman got suckered by the "College Industrial Complex". She'll spend another 10+ years paying off this debt. Oh, it was the commie democrats who really screwed you over with Obamacare + student loan law. I'm sure with all her "supposed" brainpower she knew about that little nugget while she was pulling the lever for her beloved commie democrats like Obama and the wicked witch from the west, Feinstein.
ReplyDeleteThump, thump, thump, my empathy and sympathy meters are still pegged at zero for this woman. You reap what you sow. Now fix me my Venti Mocha Latte, Brittany....
ok. A couple things stand out here.
ReplyDeleteWhat's up with the Car? Looks newish. Wonder what she's paying for it.
And the interest. How did it get so high? Probably because she paid none of it while she was in school, and as such, it accumulated. On my kid's loans, and one's we've paid, she makes interest payments every month.
And honestly that call to Feinstein was pathetic. You live in a major metro, and can't score a career that pays more than a pittance? The three jobs she has can be done by a high school kid. Time to shift gears here. Fienstein ain't going to help - she's one of the ones that helped the re-engineering of student loans in 2009 that put her where she is. BTW- you know why those loans are 6% and not 4? And can't be wiggled out of? They grift a vig for Obamacare. That's why.
Aren't people with a $100k in student loan's working in hospitals and called doctor?
ReplyDeleteIn fairness, lending to anyone so obviously incapable of paying it back borders on a predatory practice. Would be interesting to see some kind of class action in that regard (and watch the ivory towers of the educational system collapse).
ReplyDeleteSome people only exist so they can serve as a warning to others. I'm willing to bet that a lot of that money she received for her student loan she blew on clothes and a car. It's free money, right? At least when I was young and stupid and got student loans, I only used them on tuition and board at the State School. I was also able to discharge them via bankruptcy. (If I had wanted to.) By living with my parents for a short while, I was able to have them fully paid off shortly after graduation. When a friend of mine suggested I should take out more loans to go get my masters, I laughed in their face. I learned my lesson about how worthless liberal arts degrees were the FIRST time! I don't need to spend MORE money for a job that I can't find!
ReplyDeleteA lot of my artist friends were badly burned by going to private schools and plunking down 50,000 to 80,000 on degrees in "illustration". Most have dead end retail jobs now. The student loan business really is a racket. It's basically the middle class kid version of buying 1000 lottery tickets and hoping to strike it rich.
To be fair to the lady, although everyone knows now that STEM is the only University field that actually may be worth it, when I was in Jr high and high school well over a decade ago it was believed that any degree would lead to a decent job. Certainly there were stupid dgerees back then, but there was a push for people into communications, law, museum studies, etc. It's not just the artsy degrees that turned out to be bullshit. Roughly 70% of law degree holders never get into the law field and of those who do there is a percentage of people stuck at the bottom at the entry level positions that don't pay much better than an entry level warehouse job, not to mention all the unpaid legal intern spots. This whole STEM is the way to go is a fairly new sentiment. The paranoid, cynical side of me wonders if it is a form of damage control, similar to how the McDonalds coffee spill case was turned into a case of the lady who got burned being greedy and stupid by the media rather than the right full victim that she was.
ReplyDeleteDo you research with STEM degrees as well. Not the pay off they used to be a long time ago. Salaries have flat lined since you know god forbid corporations pay decent wages to an American and still have a profit since it's cheaper overseas.
ReplyDeleteI can't recommend a STEM degree either in terms of ROI.
What a stupid bitch. Just shows you the caliber of graduates today.
ReplyDeleteHow was she able to afford all those clothes she is now selling? Answer: She obviously borrowed money to buy them. She is getting maybe ten cents on the dollar. Brilliant. BTW, what is a 'tea'? I've never been to a 'tea' and went to a state university in the mid-west to study CS. I was never so sophisticated as to ever even be invited to a 'tea'. However, I did manage to retire at 47 while embracing a minimalist lifestyle all these yrs.