seems to be an outstanding strategy!
There's so many textbook items and perfect examples, it makes for a case study.
Enjoy!
Friday, May 24, 2013
Why Techies Love Tax Hell California
Because while they be smart in IT, they be dumber than all hell when it comes to economics.
I Will Never Apologize
For liking hot, toned, in shape chicks.
Never.
And the sooner you feminists realize that the sooner you and the entire other half of the population are going to get along.
Never.
And the sooner you feminists realize that the sooner you and the entire other half of the population are going to get along.
The Captain Rips Into Professors in The Washington Times
Joseph Cotto did a a two part interview with me.
Part one is here.
Part two is here.
To show you the severity and harshness I rip apart academia:
It’s a bold faced lie by the education industry. They make it sound like you sit at home in your parent’s basement and only watch “Leave it to Beaver.” That the only way you’re ever going to get any experience in life is through them. And to claim college is “the real world” is laughable. It’s a playground for worthless academians who don’t want to and are incapable of working real jobs, and instead merely pontificate while playing over-paid baby sitter to a bunch of late teens and early 20 somethings.
Part one is here.
Part two is here.
To show you the severity and harshness I rip apart academia:
It’s a bold faced lie by the education industry. They make it sound like you sit at home in your parent’s basement and only watch “Leave it to Beaver.” That the only way you’re ever going to get any experience in life is through them. And to claim college is “the real world” is laughable. It’s a playground for worthless academians who don’t want to and are incapable of working real jobs, and instead merely pontificate while playing over-paid baby sitter to a bunch of late teens and early 20 somethings.
Yes, Jimmy, the Democrats Are Socialists
Of the limitless examples of American ignorance, claiming that the democrat party is nothing more than a socialist one and the scoffery that ensues is one that particularly angers me. The average American (at least in my day and before) was brought up to see "socialism" and "communism" as pejoratives. And for good reason. Socialist economies grow slower. Socialist economies produce less and have more poverty. And if they go too far down the left side of the political spectrum into full blown communism, they have a tendency to kill hundreds of millions of their own people. So when you make any accusation of a politician or person being a socialist you are immediately dismissed as crazy or a right wing lunatic because you're essentially claiming that person is a fool-near-murderer.
However, practically nobody in America bothers to take the time to understand, economically, what a socialist is. And so when the democrat party champions nationalized health care, wealth redistribution, unions and worker parties, bailing out companies, and investing in solar ones, the average American ignoramus does see "socialism" they see a party that "cares" and is "for the little guy."
I try to make things simple as possible, so simple the empirical data is right there telling you you're wrong about the democrats and the US not being socialist. But even this simplicity, fact, and empirical data is not enough to overcome the stupidity and ignorance of most Americans (and thus why I no longer care and enjoy the decline). But for posterity's sake I'm going to throw this old beaten up chart up one more time. It shows government spending as a percent of GDP.
A country where government spending accounts for 40% of GDP is NOT a capitalist one. It is a socialist one. And if the republicans had any balls they would start calling the democrats the "socialist" party because that is what they are.
However, practically nobody in America bothers to take the time to understand, economically, what a socialist is. And so when the democrat party champions nationalized health care, wealth redistribution, unions and worker parties, bailing out companies, and investing in solar ones, the average American ignoramus does see "socialism" they see a party that "cares" and is "for the little guy."
I try to make things simple as possible, so simple the empirical data is right there telling you you're wrong about the democrats and the US not being socialist. But even this simplicity, fact, and empirical data is not enough to overcome the stupidity and ignorance of most Americans (and thus why I no longer care and enjoy the decline). But for posterity's sake I'm going to throw this old beaten up chart up one more time. It shows government spending as a percent of GDP.
A country where government spending accounts for 40% of GDP is NOT a capitalist one. It is a socialist one. And if the republicans had any balls they would start calling the democrats the "socialist" party because that is what they are.
Thursday, May 23, 2013
Why Every Young Man Needs to Hang Out With Older Women
I once again decided to avail myself of the free gym and lounge offered to my girlfriend at her place of employment. Normally my schedule consists of lifting weights, using the communal internet to do my daily work, running on the local trails and then grabbing a bite to eat. However, the powers that be had a surprise in store for me, and that surprise took the form of 5 elderly ladies.
At first it was just one. I was sitting in a comfy chair in the lounge when this amazonian woman (6'1') walked in and sat beside me. She inquired if I was with the "coffee club" and I said, "No, I'm just here because my girlfriend works for the company and this is considered my 'bachelor daycare' which prompted laughter and prompted conversation.
She was a widow and a mother of children slightly older than myself, and she was waiting on her friends for their little coffee club. She was promptly on time, suggesting to me she may have been ex-military, and started to ponder whether her friends were even going to show. She called one of them and while on the phone started jesting to her friend that she was sitting with a "fine young handsome man." I interrupted and suggested she tell her friend I would abscond with her to Bermuda, her friend on the other line laughed loud enough I could hear it.
Sure enough within half an hour her friends all did show and as they trickled in I was introduced to them as her "new boyfriend," "boytoy," and "time share." Every one of them laughing at each new title. I had work to do, but set my laptop aside because it became quickly obvious and apparent these ladies were neither boring or uninteresting. Yes I had work, but since I knew other humans are the most important thing in life, I set it down and participated with the ladies.
I would say "normal jousting" occurred, but while the pattern of conversation was that of jousting you would have with other men, the fact these ladies were older made it superior conversation. They were wise, they were experienced, they were witty. In short they were the perfect people that you would want to engage in conversation. They were not crass, but certainly weren't saints either. They would tell stories about how they would peek through the blinds to see young men (back in the day) roof the house from across the street. They would make high-brow remarks about me "coming over to do work for them," but at the same time inquiring what I did, telling me about their families, and other more innocent topics. They were also cultured catching every Victor Borge reference I would lay on them and not having to require me to explain who Cary Grant was. They, in short, were not just a pleasure to be around, but were the epitome of fun. No person on the face of the planet would not have fun with these women.
Because of this I decided that we should all meet at the lounge during the day time and I would grill them steaks and make them martini's. Not one of them refused the offer. We set a date, arranged for some minor logistics, and I have a afternoon date with 5 elderly ladies for steak and martinis in the near future.
Now let me tell you the important lessons to take away from this experience.
#1 Enjoy Them While They Are Here
Every young man, and I mean EVERY young man, needs to hang out, at least once, with elderly ladies. Not for any ulterior motives such as MILF/GILF or gigilo/money, etc., but because this is the last generation of real women you will ever get to interact with.
Understand once this generation dies off you get to deal with aging boomer hippies, middle aged Gen X'er feminists, and entitled Gen Y'ers and millineals, all of which have to one extent or another been influenced and impaired by feminism. In other words the last true remaining, classy, Sophia Loren-esque women will die off and you will never get to enjoy hanging out with them, leaving you with "empowered women" and "masters in communications" types of females who are only female in gender. There are non-physical reasons men like women and these women are the last ones on the planet that "got it." Reasons that are soon going to go away and you won't ever get to enjoy. So I suggest you enjoy their company and presence while you still can.
#2 This is "How It's Supposed to Be"
You ever feel like you're walking on eggshells with modern day women? Always wonder where the next sucker punch is going to come from? Asking yourself the question, "Will I go to jail if I ask a girl to dance?"
Well that's because women have been co-opted under the socialist guise of "feminism" to be victims and any interaction between men and women is hyper-analyzed to see if those interactions in any way can be construed as "oppression," "victimization" or "crime." In other words, a war has been declared between men and women, unbeknownst to most men.
This is how women were before the "war."
Men and women got along. Men appreciated women and women appreciated men. They were not focused on themselves, but rather intrigued and interested in the other. And if you ever wish to experience how that felt, not to mention have a standard or a "goal" as to how men and women should interact, again, hang out with older women.
#3 True Judges and Judgement
Nearly every young man is judged every day. And he is certainly judged when he approaches a woman of his age be it for a date, a social event, or what have you. However, unfortunately, this young man has no context. And when Sally McDitzysociologymajor shoots him down, perhaps even mocking him in the process, he actually thinks that this somehow reflects upon his:
quality
moral caliber
personal caliber
worth as a man
My question is simple - why do you let the most inexperienced, spoiled and childish people in the history of human kind (20 something western girls) judge you AND accept their judgement as a true measure of your worth?
I do not say this out of desire or bias, but because it is true. What experience, wisdom or hindsight does Tanya the Suburbanite Princess have to give her such authority?
Older women are much better judges as to the quality and caliber of a person (be it a man or a woman) than their younger, spoiled-brat, entitled 20 something counterparts and if you really want to know if you are a good person, charming individual and all around good man, then it is older women you should hang out with.
Can you get them to laugh?
Can you get them to like you?
Can you get them to smile?
and the ultimate condoning of your quality as a man
Can you get them to start inquiring about setting you up with their daughters or granddaughters?
There is no larger or better endorsement to your caliber and quality as a man than a nice ole grandma lady asking if you have a girlfriend and saying she has a nice single grandaughter she'd like you to meet.
I say all of the above not because I'm looking for anybody to validate myself or others.
I say all of the above not to make you feel better about yourselves.
I am saying all of the above because it is true.
Our female elders, just like our male elders, have just as much wisdom and MORE when it comes to the opposite sex. And if you want to enjoy the company of women, and appreciate the true intellect of females, and have some honest judges as to your worth in salt as a man, then I strongly suggest you hang out with our female elders.
This post made in honor of my dance partner in Wyoming. She said yes when all the 20 somethings said no.
At first it was just one. I was sitting in a comfy chair in the lounge when this amazonian woman (6'1') walked in and sat beside me. She inquired if I was with the "coffee club" and I said, "No, I'm just here because my girlfriend works for the company and this is considered my 'bachelor daycare' which prompted laughter and prompted conversation.
She was a widow and a mother of children slightly older than myself, and she was waiting on her friends for their little coffee club. She was promptly on time, suggesting to me she may have been ex-military, and started to ponder whether her friends were even going to show. She called one of them and while on the phone started jesting to her friend that she was sitting with a "fine young handsome man." I interrupted and suggested she tell her friend I would abscond with her to Bermuda, her friend on the other line laughed loud enough I could hear it.
Sure enough within half an hour her friends all did show and as they trickled in I was introduced to them as her "new boyfriend," "boytoy," and "time share." Every one of them laughing at each new title. I had work to do, but set my laptop aside because it became quickly obvious and apparent these ladies were neither boring or uninteresting. Yes I had work, but since I knew other humans are the most important thing in life, I set it down and participated with the ladies.
I would say "normal jousting" occurred, but while the pattern of conversation was that of jousting you would have with other men, the fact these ladies were older made it superior conversation. They were wise, they were experienced, they were witty. In short they were the perfect people that you would want to engage in conversation. They were not crass, but certainly weren't saints either. They would tell stories about how they would peek through the blinds to see young men (back in the day) roof the house from across the street. They would make high-brow remarks about me "coming over to do work for them," but at the same time inquiring what I did, telling me about their families, and other more innocent topics. They were also cultured catching every Victor Borge reference I would lay on them and not having to require me to explain who Cary Grant was. They, in short, were not just a pleasure to be around, but were the epitome of fun. No person on the face of the planet would not have fun with these women.
Because of this I decided that we should all meet at the lounge during the day time and I would grill them steaks and make them martini's. Not one of them refused the offer. We set a date, arranged for some minor logistics, and I have a afternoon date with 5 elderly ladies for steak and martinis in the near future.
Now let me tell you the important lessons to take away from this experience.
#1 Enjoy Them While They Are Here
Every young man, and I mean EVERY young man, needs to hang out, at least once, with elderly ladies. Not for any ulterior motives such as MILF/GILF or gigilo/money, etc., but because this is the last generation of real women you will ever get to interact with.
Understand once this generation dies off you get to deal with aging boomer hippies, middle aged Gen X'er feminists, and entitled Gen Y'ers and millineals, all of which have to one extent or another been influenced and impaired by feminism. In other words the last true remaining, classy, Sophia Loren-esque women will die off and you will never get to enjoy hanging out with them, leaving you with "empowered women" and "masters in communications" types of females who are only female in gender. There are non-physical reasons men like women and these women are the last ones on the planet that "got it." Reasons that are soon going to go away and you won't ever get to enjoy. So I suggest you enjoy their company and presence while you still can.
#2 This is "How It's Supposed to Be"
You ever feel like you're walking on eggshells with modern day women? Always wonder where the next sucker punch is going to come from? Asking yourself the question, "Will I go to jail if I ask a girl to dance?"
Well that's because women have been co-opted under the socialist guise of "feminism" to be victims and any interaction between men and women is hyper-analyzed to see if those interactions in any way can be construed as "oppression," "victimization" or "crime." In other words, a war has been declared between men and women, unbeknownst to most men.
This is how women were before the "war."
Men and women got along. Men appreciated women and women appreciated men. They were not focused on themselves, but rather intrigued and interested in the other. And if you ever wish to experience how that felt, not to mention have a standard or a "goal" as to how men and women should interact, again, hang out with older women.
#3 True Judges and Judgement
Nearly every young man is judged every day. And he is certainly judged when he approaches a woman of his age be it for a date, a social event, or what have you. However, unfortunately, this young man has no context. And when Sally McDitzysociologymajor shoots him down, perhaps even mocking him in the process, he actually thinks that this somehow reflects upon his:
quality
moral caliber
personal caliber
worth as a man
My question is simple - why do you let the most inexperienced, spoiled and childish people in the history of human kind (20 something western girls) judge you AND accept their judgement as a true measure of your worth?
I do not say this out of desire or bias, but because it is true. What experience, wisdom or hindsight does Tanya the Suburbanite Princess have to give her such authority?
Older women are much better judges as to the quality and caliber of a person (be it a man or a woman) than their younger, spoiled-brat, entitled 20 something counterparts and if you really want to know if you are a good person, charming individual and all around good man, then it is older women you should hang out with.
Can you get them to laugh?
Can you get them to like you?
Can you get them to smile?
and the ultimate condoning of your quality as a man
Can you get them to start inquiring about setting you up with their daughters or granddaughters?
There is no larger or better endorsement to your caliber and quality as a man than a nice ole grandma lady asking if you have a girlfriend and saying she has a nice single grandaughter she'd like you to meet.
I say all of the above not because I'm looking for anybody to validate myself or others.
I say all of the above not to make you feel better about yourselves.
I am saying all of the above because it is true.
Our female elders, just like our male elders, have just as much wisdom and MORE when it comes to the opposite sex. And if you want to enjoy the company of women, and appreciate the true intellect of females, and have some honest judges as to your worth in salt as a man, then I strongly suggest you hang out with our female elders.
This post made in honor of my dance partner in Wyoming. She said yes when all the 20 somethings said no.
Sarah LeTrent, Sorry, "Fat" and "Attractive" are Mutually Exclusive
Sarah writes a piece getting excited about some nobody who photoshops fat people in Ambercrombie and Fitch ads.
Oooo! You witty liberal arts majors! What would the world do without you!?
Just one problem.
"Fat" and "attractive" are mutually exclusive.
And I don't have to explain or write any further because nature and genetic programming ensures the above statement is true.
Enjoy the fat!
Post - post - Ah, I see Sarah is a worthless person with a worthless degree. Must have been KILLER studying for that "BA in Communications."
Oooo! You witty liberal arts majors! What would the world do without you!?
Just one problem.
"Fat" and "attractive" are mutually exclusive.
And I don't have to explain or write any further because nature and genetic programming ensures the above statement is true.
Enjoy the fat!
Post - post - Ah, I see Sarah is a worthless person with a worthless degree. Must have been KILLER studying for that "BA in Communications."
The Famous Mr. Ed
Of Ranger Self Defense.
They were originally going to go with Ed in a sitcom about a personal protection specialist in the Pacific Northwest, but instead they chose a horse. This forced Ed to give up on his acting career, which, though a blow, was meant to be. Ed has since been making the world a safer place with his personal protection wares which you can find here.
And if you're still procrastinating maybe a guy with a cool pimp hat will help convince you.
They were originally going to go with Ed in a sitcom about a personal protection specialist in the Pacific Northwest, but instead they chose a horse. This forced Ed to give up on his acting career, which, though a blow, was meant to be. Ed has since been making the world a safer place with his personal protection wares which you can find here.
And if you're still procrastinating maybe a guy with a cool pimp hat will help convince you.
Ladies Night at the Cappy Club
Come on Joanne, you know it's because they major in easier subjects.
Again, you wonder why I view the democrats with such hatred and disdain, here is your answer.
Another example of Zombie Liberals. You suggest some rape charges are fake and trumped up, you are now "pro-rape." There is no thought or conscience with these people. Only a political platform.
Leslie provides another great historical lesson that you either were never taught in school, of if you were, you have completely forgotten about it.
To this day, I am still befuddled why anybody or corporation donates money to universities. Agreed, the person's original intent was not the best, but it was her money...was anyway.
March Madness!
To this day, I still am amazed how many people think I'm a eunuch and not simply a man who had a vasectomy. Though, there seems to be a lot of confusion about this anyway.
The Abilene Paradox. THough I am thoroughly amused and entertained when groups of people shoot themselves in the foot.
Gotta have outfits. Life's too short not to have them. Though I prefer the nurse theme myself, the naught librarian is always good too.
You think teen pregnancy is bad there? Just visit Casper, Wyoming! Regardless, is it wrong of me to enjoy the self-inflected misery teenage mothers condemn themselves to for the rest of their lives? Good, I didn't think so either, especially since i'm paying for them.
Hey! Why does Jen get the visit from the professional meteorologist!? Why can't I get a visit? Would have helped my chances with tornado chasing!
That's precisely what everybody in this society needs. Tough talk. Too much touchy feely worthless lies have been being spread around and pandered off as truth.
THey had a term for that back in the olden days - "stay at home parent." It was when the parents brought up their own children instead of outsourcing it to thepublic schools baby sitting farm.
I have an interesting question. Today's manly men are truly manly. The generally hostile environment we've been brought up in AND had the intellectual audacity to question it and thus ingest the red pill, have made us more manly than average. We don't care about people's feelings. We don't care about political accusations or consequences. We have no problem standing up to feminism in that we really don't care what they say.
So riddle me this riddle me that, when this generation of Manosphere men start to make decent coin and start to make their own men-only clubs, and the feminists and socialists come in and try to destroy our clubs, do you think our reaction is going to be the compliant, tail-behind the leg variety that you're used to from previous generations? Methinks not.
Neither I, nor Kathy, nor any other real adults give a damn what kind of made-up allergies your kid has.
That's it for the ladies' night linkage. Would be nice if the ladies showed the Captain a little love. But, sniff, sniff, nooooobdy loves the Captain. Poor ole Captian, nobody listens, nobody loves. The girls are completely unaware of his existence, and if they are, they probably don't like him. Sniff, sniff.
Again, you wonder why I view the democrats with such hatred and disdain, here is your answer.
Another example of Zombie Liberals. You suggest some rape charges are fake and trumped up, you are now "pro-rape." There is no thought or conscience with these people. Only a political platform.
Leslie provides another great historical lesson that you either were never taught in school, of if you were, you have completely forgotten about it.
To this day, I am still befuddled why anybody or corporation donates money to universities. Agreed, the person's original intent was not the best, but it was her money...was anyway.
March Madness!
To this day, I still am amazed how many people think I'm a eunuch and not simply a man who had a vasectomy. Though, there seems to be a lot of confusion about this anyway.
The Abilene Paradox. THough I am thoroughly amused and entertained when groups of people shoot themselves in the foot.
Gotta have outfits. Life's too short not to have them. Though I prefer the nurse theme myself, the naught librarian is always good too.
You think teen pregnancy is bad there? Just visit Casper, Wyoming! Regardless, is it wrong of me to enjoy the self-inflected misery teenage mothers condemn themselves to for the rest of their lives? Good, I didn't think so either, especially since i'm paying for them.
Hey! Why does Jen get the visit from the professional meteorologist!? Why can't I get a visit? Would have helped my chances with tornado chasing!
That's precisely what everybody in this society needs. Tough talk. Too much touchy feely worthless lies have been being spread around and pandered off as truth.
THey had a term for that back in the olden days - "stay at home parent." It was when the parents brought up their own children instead of outsourcing it to the
I have an interesting question. Today's manly men are truly manly. The generally hostile environment we've been brought up in AND had the intellectual audacity to question it and thus ingest the red pill, have made us more manly than average. We don't care about people's feelings. We don't care about political accusations or consequences. We have no problem standing up to feminism in that we really don't care what they say.
So riddle me this riddle me that, when this generation of Manosphere men start to make decent coin and start to make their own men-only clubs, and the feminists and socialists come in and try to destroy our clubs, do you think our reaction is going to be the compliant, tail-behind the leg variety that you're used to from previous generations? Methinks not.
Neither I, nor Kathy, nor any other real adults give a damn what kind of made-up allergies your kid has.
That's it for the ladies' night linkage. Would be nice if the ladies showed the Captain a little love. But, sniff, sniff, nooooobdy loves the Captain. Poor ole Captian, nobody listens, nobody loves. The girls are completely unaware of his existence, and if they are, they probably don't like him. Sniff, sniff.
The 2013 White Privilege Conference
I can't think of anything more despicable, hypocritical and deceitful than this bunch of communists resorting to anything to get other people's money.
Wednesday, May 22, 2013
Why Martin Crutsinger Must Be Assassinated
GOOD GOD MAN! WHAT ARE YOU DOING!!?!??!???!
Don't you know the media is here to serve the democrat party and destroy the US!?!?!!
WHAT ARE YOU DOING POINTING OUT SUCH FACTS AND TRUTHS!? Don't your superiors at the Star Tribune know what you are doing??? And what incompetent editor let your vile, fact-based reality through!!!????
I'm sorry, you will have to be terminated forbeing an actual journalist, holding to standards, seeking the truth, trying to help America and acting as the genuine 4th branch of government not being the democrat party's bitch.
Don't you know the media is here to serve the democrat party and destroy the US!?!?!!
WHAT ARE YOU DOING POINTING OUT SUCH FACTS AND TRUTHS!? Don't your superiors at the Star Tribune know what you are doing??? And what incompetent editor let your vile, fact-based reality through!!!????
I'm sorry, you will have to be terminated for
The Lawyer Job Market Is So Bad....
"How bad is it?"
"The lawyer job market is so bad, lawyers are now resorting to prostitution!"
Yuk yuk yuk.
"I'm here every Tuesday, folks! Don't forget to tip the waitresses!"
Anybody want to guess her undergrad?
"The lawyer job market is so bad, lawyers are now resorting to prostitution!"
Yuk yuk yuk.
"I'm here every Tuesday, folks! Don't forget to tip the waitresses!"
Anybody want to guess her undergrad?
Our Man Flint
Just ordered it for myself.
How can't you like James Coburn?
Plus the theme song is very bachelor-pady.
How to Exact Your Toll of Revenge on Bankers
Listening to the Bill Burr podcast, one of his common refrains is to rip on the bankers. He recently bought a house and realized that he more or less signed away his life for 30 years. However, like most teens-50 somethings, he has a very simple understanding of economics and because of this defaults to blaming a handful of bogie men for the condition of the US economy, bankers being the most prominent.
Like blaming "big oil" or "evil corporations," he doesn't really know what he's talking about. To figure it out would take too much time and effort, and since it makes simple logical sense in his world view of economics, his ire and hatred is directed towards bankers. However, unlike "evil corporations," "corporate executives," and "big oil," Bill Burr, and every one who disproportionately blame bankers for the ills of our country...
are right.
Though accidentally right, I am here to tell you now, after working in banking for nearly 20 years, Bill Burr and everybody else who blames bankers and the banking industry for our economic problems today are right. Bankers are the verminous scum you suspected them to be and you should have every ounce of contempt, despisement and hatred for them.
Are there some good bankers?
Of course.
Are there some banking executives that truly are there to make good loans and grow the economy?
Absolutely.
But in my experiences such quality people account for less than 15% of those employed in the banking industry.
For the most part, bankers and banker-eqsue types fall into two categories.
Dumb and evil (and sometimes both in a Venn Diagram sort of way).
Dumb bankers lack the intellect and mathematical skill to fully analyze and assess the quality and risk of loans they are making. They have practically no knowledge of accounting or financial analysis and out themselves rather quickly by being the "rain maker" or "salesman" (or most commonly admitting to playing high school football). They're always "in it for the deal" or "trying to find a way to get it done." In reality they are simply that. A knowledgeless salesman trying to get a commission on a product that is flawed to a person who is unlikely to pay them back. They don't care about loan quality, they don't care about their clients, they don't care about them employer, and (since the banking industry is backed up by the FDIC and Fed) they don't care about the taxpayer. They have no other skill and very much like other pure-sales jobs, quantity is quality because they get their commission. Again, not because they're evil, but they're too stupid to connect the dots between a taxpayer bailing them out and the crappy loans they constantly bring to committee.
Evil bankers can be stupid as well, but typically know, or at least don't care, what they're doing. They KNOW the client isn't going to pay them back. They KNOW they're condemning the client to file for bankruptcy in the future. They KNOW they're financially crippling their clients, their employer and the nation, but they just plain don't care. They're going to get their commission regardless of morality and will sell anybody under the bus if it financially benefits them. They view themselves better and more valuable than most people and is again why (I explain in "Worthless") most finance majors are finance majors because they are too lazy to study calculus, but still want to make the salary of an engineer. Worse still, in booming times when it's nearly impossible to NOT make money, they charter their success to their "intelligence" and not the massive macro-economic forces behind that success. They buy luxury cars they can't afford, houses they can barely pay for, and trophy wives sure to learn the difference between debt and equity spending when they invariably divorce.
In short, it is not only perfectly normal, but it is your right to hate, loathe and wish the utmost of atrocities upon most bankers.
Of course "the utmost of atrocities" would largely fall under "illegal." Much as I would like to hunt down bankers I personally know and release an unimaginable hell upon them, I can't for it is illegal. However, that doesn't mean you, I or anybody else can't exact our toll of revenge from the banker scum, especially in a legal matter. And that is what I intend to show you how to do today.
Understand that while you may think bankers are sitting up top some sky scraper, smoking cigars on a mahogany desk, that is the furthest thing from the truth. The majority of bankers are not your "Goldman Sachs" types living it up and whooping it up with other people's money. The vast majority of bankers are miserable people, who just like everybody else, has every day problems. But worse for them (and this where your revenge comes in) is the fact they work in banking, and this makes their lives miserable.
First, the banking industry is different and unique from most other industries in that it constantly gets bailed out. However, there is a negative consequence to that. Recessions, much like your liver, filter out deadweight and underperforming companies and people. If you can't provide a good product at a good price, booming or busting economy, you simply go away. This "survival of the fittest" aspect of economics is not only a law, but ensures that only the most competent, efficient and productive people remain, getting rid of the losers.
However, in bailing out the banking industry this "purging" or "purification" process never takes place and crappy bankers, from crappy banks get bailed out and/or simply go down to the next crappy bank to start a new job. In other words it would be like you eating some salmonella-infected food, which your body promptly vomits up, only for you to re-eat it, re-sickening yourself again, re-puking yourself again and so on and so forth. Bankers, for the most part, are this regurgitated vomit constantly re-introduced and never-leaving the banking industry.
But ask yourself the question, how fun or productive is it constantly having to work with regurgitated vomit? In other words, with such a low-quality and low-caliber class of people employed in the industry, can you imagine how painful it must be to work with such losers? 8 hours a day of dealing with inept co-workers, none of which are competent at the 8th grade math banking requires? Egomaniacs who all think they're better than one another, and the politics, back-stabbing and corporate BS drama that ensues? I've witnessed it and experienced it and it is PAINFUL. It is veritable torture to go into work, day in and day out and deal with such ineptitude, egomaniasm and deceit. It is this fact, that most bankers must suffer their own ilk, that should give you at least a couple of ounces of flesh.
Second, the bankers are one thing, but the clients are another. Matter of fact, they're equally low-class and low-quality as the bankers. And not only do the bankers get to tolerate each other, they get to tolerate their miserable clientele as well.
At one bank I worked at the fattest, most disgusting woman (she looked like the gal in Raiders of the Lost Ark who was having the drinking contest with Mariam) traipsed her obese ass into the bank to cash a check. The check was for $6,000, an amount this sow never saw in her life. She was always overdrawn on her accounts, had well over $1,000 in fees, and was just a miserable, pathetic, excuse for a human being. But what made this great was just how obvious it was she had printed this check off of a cheap ink-jet printer.
My solution was simple - call the cops and get this vermin arrested for passing fake checks.
But oh, no. Not for the staff nor my boss. How did we know it was fake? How did we know she purposely printed this off? Besides (and pay attention to this) we needed her late and overdraft fees because those (despite never being paid) made this a profitable account.
Another client came into my office wanting a loan.
A loan for what?
A loan for GAS MONEY.
Gas money for what?
Gas money for (and pay attention to this) visiting his new-born grandson in Denver that had to get heart surgery due to complications of the birth.
I didn't know what angered me more. Him lying to my face with some BS story or the fact he was a 60 year old man resorting to make ends meet by requesting a BANK LOAN FOR GAS!!!
Regardless, I could go on with stories, but you get the point. Most bankers are not dealing with quality clients, quality borrowers who intend on paying them back. Most clients are cut from the exact same regurgitated vomit cloth as the bankers. And this makes the bankers' lives miserable.
Third, along the line of crappy clients is the fact that the majority of work bankers do today is not developing new business or lending money to help expand some successful operation today. It's dealing with problems from the past. Specifically, "problem loans."
Problem loans are loans that are simply that. Problems. They're not getting paid back, the client is late, the client has split town, you name it, the bank isn't getting paid. This then requires the banks to "resolve" these problem loans. However, here is where the banks and bankers shoot themselves in the foot.
Since the economy still sucks, there are no new or potentially profitable loans to make. This puts the focus and onus of most banks today on saving EVERY SINGLE PENNY FROM THEIR PROBLEM LOANS. In other words, since there is nobody banging down their door to borrow money, they instead focus on trying to save as much money as they can from bad loans. This means around 90% of a banker's time is spent dealing with:
1. Collateral that has deteriorated WAY below what is owed on the loan.
2. Tracking down problem clients to hopefully, maybe, potentially getting them to make a payment.
3. CONSTANTLY negotiating with their vomitesque clientele to refi, extend-and-pretend, short sell, restructure their loans
4. CONSTANTLY hounding the clients to get 2009-2012's tax returns, balance sheets and financial statements
5. Tracking down assets that had been stripped of the property and pledged as collateral
Ironically, however, a vicious spiral develops. Since the only business most banks have are these problem loans, they are practically forced to constantly keep these losers afloat. This chains most bankers to their loser clientele, making their jobs even more miserable and providing you an added ounce of flesh.
Fourth, Frank-Dodd. Frank-Dodd is legislation that resulted from the financial crisis and housing bubble. In short it is a MONSTER of a piece of regulation and I cannot emphasize just how detailed, invasive, and petty it is. I was paid for two days to (and pay attention to this) change a cell in an Excel spreadsheet from reading "Sources of Repayment" to "Financial Capacity of Repayment" for all of our loans. There rarely wasn't a day where our contacts at the OCC and FDIC weren't handing down some new and minor change our bank had to make. And so petty and pointless were they, I was and still am to this day, convinced Frank-Dodd was nothing more than a means to punitively punish the banking industry.
Does such regulation hurt the economy?
Absolutely.
Does such regulation prevent loanable dollars from getting out into the economy, harming economic growth.
You bet.
Does Frank-Dodd drive up the cost of banking for consumers and customer?
Darn tootin'.
But it is a NIGHTMARE for the bankers and banks to deal with and they deserve every second of it.
In the end, what you need to do is step back and look at what has become of the banking industry. It is not this high-flying, romantic, booming and advancing field that it may have been. It is not the "Mad Men" sort of martini's and golf Hollywood has painted it as. And it certainly isn't a functional or sane segment of our economy exploiting you or other innocents.
It is hell.
It is
well...frankly...
they have no other talents and no other industry would ever hire them. They are stuck there with the regurgitated vomit both as coworkers and clients for the rest of their "professional" lives.
And knowing that is where you should get your full pound of flesh.
If you liked this post, consider buying Aaron's book "Behind the Housing Crash" where he chronicles his adventures and exploits in banking during the build up to the housing crash.
And if you REALLY want to piss off bankers, start buying your stuff via Captain Capitalism's Amazon affiliate program. Nothing would irk his previous bank-employer scum than seeing him make millions on a business model purely based on ripping the banking industry a new one.
Like blaming "big oil" or "evil corporations," he doesn't really know what he's talking about. To figure it out would take too much time and effort, and since it makes simple logical sense in his world view of economics, his ire and hatred is directed towards bankers. However, unlike "evil corporations," "corporate executives," and "big oil," Bill Burr, and every one who disproportionately blame bankers for the ills of our country...
are right.
Though accidentally right, I am here to tell you now, after working in banking for nearly 20 years, Bill Burr and everybody else who blames bankers and the banking industry for our economic problems today are right. Bankers are the verminous scum you suspected them to be and you should have every ounce of contempt, despisement and hatred for them.
Are there some good bankers?
Of course.
Are there some banking executives that truly are there to make good loans and grow the economy?
Absolutely.
But in my experiences such quality people account for less than 15% of those employed in the banking industry.
For the most part, bankers and banker-eqsue types fall into two categories.
Dumb and evil (and sometimes both in a Venn Diagram sort of way).
Dumb bankers lack the intellect and mathematical skill to fully analyze and assess the quality and risk of loans they are making. They have practically no knowledge of accounting or financial analysis and out themselves rather quickly by being the "rain maker" or "salesman" (or most commonly admitting to playing high school football). They're always "in it for the deal" or "trying to find a way to get it done." In reality they are simply that. A knowledgeless salesman trying to get a commission on a product that is flawed to a person who is unlikely to pay them back. They don't care about loan quality, they don't care about their clients, they don't care about them employer, and (since the banking industry is backed up by the FDIC and Fed) they don't care about the taxpayer. They have no other skill and very much like other pure-sales jobs, quantity is quality because they get their commission. Again, not because they're evil, but they're too stupid to connect the dots between a taxpayer bailing them out and the crappy loans they constantly bring to committee.
Evil bankers can be stupid as well, but typically know, or at least don't care, what they're doing. They KNOW the client isn't going to pay them back. They KNOW they're condemning the client to file for bankruptcy in the future. They KNOW they're financially crippling their clients, their employer and the nation, but they just plain don't care. They're going to get their commission regardless of morality and will sell anybody under the bus if it financially benefits them. They view themselves better and more valuable than most people and is again why (I explain in "Worthless") most finance majors are finance majors because they are too lazy to study calculus, but still want to make the salary of an engineer. Worse still, in booming times when it's nearly impossible to NOT make money, they charter their success to their "intelligence" and not the massive macro-economic forces behind that success. They buy luxury cars they can't afford, houses they can barely pay for, and trophy wives sure to learn the difference between debt and equity spending when they invariably divorce.
In short, it is not only perfectly normal, but it is your right to hate, loathe and wish the utmost of atrocities upon most bankers.
Of course "the utmost of atrocities" would largely fall under "illegal." Much as I would like to hunt down bankers I personally know and release an unimaginable hell upon them, I can't for it is illegal. However, that doesn't mean you, I or anybody else can't exact our toll of revenge from the banker scum, especially in a legal matter. And that is what I intend to show you how to do today.
Understand that while you may think bankers are sitting up top some sky scraper, smoking cigars on a mahogany desk, that is the furthest thing from the truth. The majority of bankers are not your "Goldman Sachs" types living it up and whooping it up with other people's money. The vast majority of bankers are miserable people, who just like everybody else, has every day problems. But worse for them (and this where your revenge comes in) is the fact they work in banking, and this makes their lives miserable.
First, the banking industry is different and unique from most other industries in that it constantly gets bailed out. However, there is a negative consequence to that. Recessions, much like your liver, filter out deadweight and underperforming companies and people. If you can't provide a good product at a good price, booming or busting economy, you simply go away. This "survival of the fittest" aspect of economics is not only a law, but ensures that only the most competent, efficient and productive people remain, getting rid of the losers.
However, in bailing out the banking industry this "purging" or "purification" process never takes place and crappy bankers, from crappy banks get bailed out and/or simply go down to the next crappy bank to start a new job. In other words it would be like you eating some salmonella-infected food, which your body promptly vomits up, only for you to re-eat it, re-sickening yourself again, re-puking yourself again and so on and so forth. Bankers, for the most part, are this regurgitated vomit constantly re-introduced and never-leaving the banking industry.
But ask yourself the question, how fun or productive is it constantly having to work with regurgitated vomit? In other words, with such a low-quality and low-caliber class of people employed in the industry, can you imagine how painful it must be to work with such losers? 8 hours a day of dealing with inept co-workers, none of which are competent at the 8th grade math banking requires? Egomaniacs who all think they're better than one another, and the politics, back-stabbing and corporate BS drama that ensues? I've witnessed it and experienced it and it is PAINFUL. It is veritable torture to go into work, day in and day out and deal with such ineptitude, egomaniasm and deceit. It is this fact, that most bankers must suffer their own ilk, that should give you at least a couple of ounces of flesh.
Second, the bankers are one thing, but the clients are another. Matter of fact, they're equally low-class and low-quality as the bankers. And not only do the bankers get to tolerate each other, they get to tolerate their miserable clientele as well.
At one bank I worked at the fattest, most disgusting woman (she looked like the gal in Raiders of the Lost Ark who was having the drinking contest with Mariam) traipsed her obese ass into the bank to cash a check. The check was for $6,000, an amount this sow never saw in her life. She was always overdrawn on her accounts, had well over $1,000 in fees, and was just a miserable, pathetic, excuse for a human being. But what made this great was just how obvious it was she had printed this check off of a cheap ink-jet printer.
My solution was simple - call the cops and get this vermin arrested for passing fake checks.
But oh, no. Not for the staff nor my boss. How did we know it was fake? How did we know she purposely printed this off? Besides (and pay attention to this) we needed her late and overdraft fees because those (despite never being paid) made this a profitable account.
Another client came into my office wanting a loan.
A loan for what?
A loan for GAS MONEY.
Gas money for what?
Gas money for (and pay attention to this) visiting his new-born grandson in Denver that had to get heart surgery due to complications of the birth.
I didn't know what angered me more. Him lying to my face with some BS story or the fact he was a 60 year old man resorting to make ends meet by requesting a BANK LOAN FOR GAS!!!
Regardless, I could go on with stories, but you get the point. Most bankers are not dealing with quality clients, quality borrowers who intend on paying them back. Most clients are cut from the exact same regurgitated vomit cloth as the bankers. And this makes the bankers' lives miserable.
Third, along the line of crappy clients is the fact that the majority of work bankers do today is not developing new business or lending money to help expand some successful operation today. It's dealing with problems from the past. Specifically, "problem loans."
Problem loans are loans that are simply that. Problems. They're not getting paid back, the client is late, the client has split town, you name it, the bank isn't getting paid. This then requires the banks to "resolve" these problem loans. However, here is where the banks and bankers shoot themselves in the foot.
Since the economy still sucks, there are no new or potentially profitable loans to make. This puts the focus and onus of most banks today on saving EVERY SINGLE PENNY FROM THEIR PROBLEM LOANS. In other words, since there is nobody banging down their door to borrow money, they instead focus on trying to save as much money as they can from bad loans. This means around 90% of a banker's time is spent dealing with:
1. Collateral that has deteriorated WAY below what is owed on the loan.
2. Tracking down problem clients to hopefully, maybe, potentially getting them to make a payment.
3. CONSTANTLY negotiating with their vomitesque clientele to refi, extend-and-pretend, short sell, restructure their loans
4. CONSTANTLY hounding the clients to get 2009-2012's tax returns, balance sheets and financial statements
5. Tracking down assets that had been stripped of the property and pledged as collateral
Ironically, however, a vicious spiral develops. Since the only business most banks have are these problem loans, they are practically forced to constantly keep these losers afloat. This chains most bankers to their loser clientele, making their jobs even more miserable and providing you an added ounce of flesh.
Fourth, Frank-Dodd. Frank-Dodd is legislation that resulted from the financial crisis and housing bubble. In short it is a MONSTER of a piece of regulation and I cannot emphasize just how detailed, invasive, and petty it is. I was paid for two days to (and pay attention to this) change a cell in an Excel spreadsheet from reading "Sources of Repayment" to "Financial Capacity of Repayment" for all of our loans. There rarely wasn't a day where our contacts at the OCC and FDIC weren't handing down some new and minor change our bank had to make. And so petty and pointless were they, I was and still am to this day, convinced Frank-Dodd was nothing more than a means to punitively punish the banking industry.
Does such regulation hurt the economy?
Absolutely.
Does such regulation prevent loanable dollars from getting out into the economy, harming economic growth.
You bet.
Does Frank-Dodd drive up the cost of banking for consumers and customer?
Darn tootin'.
But it is a NIGHTMARE for the bankers and banks to deal with and they deserve every second of it.
In the end, what you need to do is step back and look at what has become of the banking industry. It is not this high-flying, romantic, booming and advancing field that it may have been. It is not the "Mad Men" sort of martini's and golf Hollywood has painted it as. And it certainly isn't a functional or sane segment of our economy exploiting you or other innocents.
It is hell.
It is
- Arguably now the most regulated industry in the country (bar medicine)
- Populated by the country's most incompetent and corrupt people
- Serving, pampering and baby sitting the country's worst financial basket-cases
- Whose only future prospects are cleaning up messes of the past with no economic growth to exploit in the future
well...frankly...
they have no other talents and no other industry would ever hire them. They are stuck there with the regurgitated vomit both as coworkers and clients for the rest of their "professional" lives.
And knowing that is where you should get your full pound of flesh.
If you liked this post, consider buying Aaron's book "Behind the Housing Crash" where he chronicles his adventures and exploits in banking during the build up to the housing crash.
And if you REALLY want to piss off bankers, start buying your stuff via Captain Capitalism's Amazon affiliate program. Nothing would irk his previous bank-employer scum than seeing him make millions on a business model purely based on ripping the banking industry a new one.
Tuesday, May 21, 2013
Why You Should Aspire to be a Security Guard
If I had stayed out of banking when I originally intended to, I would have had more years experience as a security guard than I would in banking. The reason why is that my first job in college was as a campus cop which then predispositioned me for future security work. Sure enough if I needed any extra cash I would work a night shift or go part time. Also, security work gave me options, thus any time a boss got lippy, I was misled about a job's duties, or there was just a good ole fashioned market melt down I could tell the boss to pound sand and take off.
However, while most people look at security guards as one of the lowliest of "professions" truth is it's the best damn job you can have.
The reason is simple - the job allows you to work on you.
Understand that the vast majority (if not all) corporate wage slave jobs require your time to be completely consumed and preoccupied. And more often than not that time is consumed with a mentally boring and mundane task. And even if it isn't, the culture is such that you still have to "act busy," which is even more mind-numbing than actual work. In the end, yes you do have a job, but your brain is completely and 100% occupied doing boring work that advances some other person or company.
However, with security work it is different.
First, your job is to merely be present. Not to track down the bad guys. Not to do detective work. Not to be a wanna be cop. You merely sit at your station or desk, make an hourly patrol, and then return to your desk. The reason why is the big secret in the security industry. You really aren't paid to protect, you're paid because having a uniformed person on the premises gets that company or client a decrease in their insurance costs. A decrease that MORE than compensates them for the $9/hour they're paying you.
Second, since you aren't supposed to be doing anything other than merely existing most security companies allow you to do some other work. In other words, there is no expectation you need to be constantly occupied all the time. Matter of fact, it's expected you'll bring a book, study, bring a laptop or whatever. Some security companies and some security gigs won't allow for this (for example body guarding some socialite at a night club) and these are not the gigs I'm talking about. But the majority of security work is sitting at some corporate campus, twiddling your thumbs, killing time.
Third, the caliber of the average security guard is crap. Absenteeism is a huge problem, drugs another, and nutjobs thinking they're cops and pulling people over (known this to happen twice) is rank throughout the industry. If you are just a clean cut guy, looking to make a couple bucks on the side, and can show up on time and not be high, you are in.
Finally, the night shift. If you are going to work security make it the night shift. You don't want to be the armed and overpaid receptionist for an office building downtown unlocking people's cars, towing cars, and in general dealing with everybody's mistakes.
In the end and combining all these traits together, you have the PERFECT job, especially for independent-minded people like us. You are paid, albeit it a minimum amount, to sit and work on your own stuff, occasionally getting up so you don't fall asleep, and are completely alone (assuming you took the dog shift). It is the perfect recipe for an inventor, an author, a entreprenuer, or just a minimalist who likes to read books because it gives you 8 hours a day to work on what you want. Better still, it FORCES you to work on your own projects because if you don't have anything to occupy your time you will get bored.
For example I wrote "Enjoy the Decline" in 45 days while pulling 16 hour shifts sitting at a warehouse as a security guard. I wrote "Behind the Housing Crash" in just three months doing the same. Another guard I know wrote the code for an entire program as a security guard. And another one I knew doubled as a network administrator who would telnet into work and get paid double. Though the work was not glorious and the title guaranteed not to impress chicks at bars, working security gave industrious individuals like ourselves the time, the discipline and the opportunity to focus on ourselves and our endeavors.
But the true benefit of working security is ultimately financial. Specifically, your chances of becoming genuinely rich are higher working as a security guard than a corporate cog.
Understand nobody becomes rich busting their ass off in the rat race, climbing the corporate ladder. Most people will deem the mental and pscyhological costs too high to make it into senior, let alone executive management, settling instead for a very median wage. But as a security guard, busting his or her ass off, aggressively pursuing whatever your idea or dream is, you stand a MUCH BETTER CHANCE at becoming rich than your average corporate, ass-kissing slave because it is your entire idea. If it works, you get to benefit from it 100%. Also realize that while, yes, a corporate cog could come home and start working on his or her new business idea or invention, corporate employment is so mind-numbing most people just want to sit and veg out. Security work not only allows you to work on your own stuff, but does the opposite of what corporate employment does to your mind. Instead of numbing it, it invigorates it. It gets the creative juices flowing and consequently gives you more passion and energy to pursue and accomplish your dreams. I've come home from 16 hour security shifts more invigorated and pumped up about life than a 4 hour day cut short by a computer network failure or power outage at a corporate gig, just because the damn job gives you hope.
Of course, all of this is contingent on one thing - that you have a plan or a goal AND you have the discipline to pursue it while working the night shift. For if you don't have those two things, then, well, yeah, you're just a rent-a-cop wanna be Paul Blart. Otherwise, there is absolutely no shame in working a security gig.
However, while most people look at security guards as one of the lowliest of "professions" truth is it's the best damn job you can have.
The reason is simple - the job allows you to work on you.
Understand that the vast majority (if not all) corporate wage slave jobs require your time to be completely consumed and preoccupied. And more often than not that time is consumed with a mentally boring and mundane task. And even if it isn't, the culture is such that you still have to "act busy," which is even more mind-numbing than actual work. In the end, yes you do have a job, but your brain is completely and 100% occupied doing boring work that advances some other person or company.
However, with security work it is different.
First, your job is to merely be present. Not to track down the bad guys. Not to do detective work. Not to be a wanna be cop. You merely sit at your station or desk, make an hourly patrol, and then return to your desk. The reason why is the big secret in the security industry. You really aren't paid to protect, you're paid because having a uniformed person on the premises gets that company or client a decrease in their insurance costs. A decrease that MORE than compensates them for the $9/hour they're paying you.
Second, since you aren't supposed to be doing anything other than merely existing most security companies allow you to do some other work. In other words, there is no expectation you need to be constantly occupied all the time. Matter of fact, it's expected you'll bring a book, study, bring a laptop or whatever. Some security companies and some security gigs won't allow for this (for example body guarding some socialite at a night club) and these are not the gigs I'm talking about. But the majority of security work is sitting at some corporate campus, twiddling your thumbs, killing time.
Third, the caliber of the average security guard is crap. Absenteeism is a huge problem, drugs another, and nutjobs thinking they're cops and pulling people over (known this to happen twice) is rank throughout the industry. If you are just a clean cut guy, looking to make a couple bucks on the side, and can show up on time and not be high, you are in.
Finally, the night shift. If you are going to work security make it the night shift. You don't want to be the armed and overpaid receptionist for an office building downtown unlocking people's cars, towing cars, and in general dealing with everybody's mistakes.
In the end and combining all these traits together, you have the PERFECT job, especially for independent-minded people like us. You are paid, albeit it a minimum amount, to sit and work on your own stuff, occasionally getting up so you don't fall asleep, and are completely alone (assuming you took the dog shift). It is the perfect recipe for an inventor, an author, a entreprenuer, or just a minimalist who likes to read books because it gives you 8 hours a day to work on what you want. Better still, it FORCES you to work on your own projects because if you don't have anything to occupy your time you will get bored.
For example I wrote "Enjoy the Decline" in 45 days while pulling 16 hour shifts sitting at a warehouse as a security guard. I wrote "Behind the Housing Crash" in just three months doing the same. Another guard I know wrote the code for an entire program as a security guard. And another one I knew doubled as a network administrator who would telnet into work and get paid double. Though the work was not glorious and the title guaranteed not to impress chicks at bars, working security gave industrious individuals like ourselves the time, the discipline and the opportunity to focus on ourselves and our endeavors.
But the true benefit of working security is ultimately financial. Specifically, your chances of becoming genuinely rich are higher working as a security guard than a corporate cog.
Understand nobody becomes rich busting their ass off in the rat race, climbing the corporate ladder. Most people will deem the mental and pscyhological costs too high to make it into senior, let alone executive management, settling instead for a very median wage. But as a security guard, busting his or her ass off, aggressively pursuing whatever your idea or dream is, you stand a MUCH BETTER CHANCE at becoming rich than your average corporate, ass-kissing slave because it is your entire idea. If it works, you get to benefit from it 100%. Also realize that while, yes, a corporate cog could come home and start working on his or her new business idea or invention, corporate employment is so mind-numbing most people just want to sit and veg out. Security work not only allows you to work on your own stuff, but does the opposite of what corporate employment does to your mind. Instead of numbing it, it invigorates it. It gets the creative juices flowing and consequently gives you more passion and energy to pursue and accomplish your dreams. I've come home from 16 hour security shifts more invigorated and pumped up about life than a 4 hour day cut short by a computer network failure or power outage at a corporate gig, just because the damn job gives you hope.
Of course, all of this is contingent on one thing - that you have a plan or a goal AND you have the discipline to pursue it while working the night shift. For if you don't have those two things, then, well, yeah, you're just a rent-a-cop wanna be Paul Blart. Otherwise, there is absolutely no shame in working a security gig.
When the IT Guy Shrugged
I wonder what all those MBA's and HR directors will do when the IT guys across the world just say, "f@ck it" and go fishing instead.
Monday, May 20, 2013
B.A.S.D.S.M.T.O.T.W.D
BASDSMTOT (Bachelors Against SUV Driving Soccer Moms Texting or Talking While Driving) is a new crusade I want to pursue because I'm bored and want to tell other people what to do with their lives so I can feel better about myself campaign I want to start to protect society from a genuine scourge that threatens us all
Soccer moms who drive SUV's and don't pay attention because they're too busy talking on their phone, texting, or are just plain lousy drivers.
Many a bachelor and motorcycle riders would have been killed had it not been for our superior reflexes and defensive driving that compensates for the general poor driving ability of this group, but we here atMADD, BASDSMTOTWD want to be just as aloof, unaware and indifferent about our driving ability as the texting talking soccer moms. I want to be able to do my make up, text, talk on my phone and try to discipline my child while crashing into and totaling a bachelor's convertible (that actually happened to me) with no consequence of legal punishment.
So what I suggest is limiting the ability ofnormal, responsible adults to have a drink and enjoy life soccer moms to drive because I'm a unproductive member of society, and like Mayor Bloomberg have nothing better to do, I care about society. therefore I'm asking the legislature to limit the NODUITSUV (Number Of Distracting Units In The SUV) to 2. NODUITSUV would be any object or entity that is capable of distraction such as:
1. cell phone
2. child
3. make up
4. magazine
5. on star
6. another person
etc.
So if you have your cell phone, three chidlren, and your husband. Too bad, you can't take all 5. You need to make three separate trips hauling only 2 NODUITSUV's each to abide by this law.
And I don't care how much it inconveniences you, because "if it just saves one life, then it's worth it."
Soccer moms who drive SUV's and don't pay attention because they're too busy talking on their phone, texting, or are just plain lousy drivers.
Many a bachelor and motorcycle riders would have been killed had it not been for our superior reflexes and defensive driving that compensates for the general poor driving ability of this group, but we here at
So what I suggest is limiting the ability of
1. cell phone
2. child
3. make up
4. magazine
5. on star
6. another person
etc.
So if you have your cell phone, three chidlren, and your husband. Too bad, you can't take all 5. You need to make three separate trips hauling only 2 NODUITSUV's each to abide by this law.
And I don't care how much it inconveniences you, because "if it just saves one life, then it's worth it."
The Corruption of the Economics Profession
From a reader, answers I provided are italicized. Figured this may address many questions people have about velocity, why there isn't inflation, the corruption of the economics profession, and let's not forget ripping apart the parasite classes of society:
Hello Captain,
I have some questions though that have been bothering me and I thought I'd send them your way to get some insights. Like you, I am libertarian minded when it comes to the economy. I favor smaller, decentralized government, a minimal welfare state, and balanced budgets.
I used to be a big Austrian. The Austrians, as you know, have been predicting for some time that massive inflation would follow the Fed's printing efforts. The logic, as I understand it, is that inflation is a monetary phenomenon, and the expansion of the monetary supply would accordingly result in massive price increases.
But... this hasn't happened. Except for in commodities like food (whose prices have been risen for a variety of supply reasons), inflation has been relatively stable. What gives? To paraphrase the Wendy's lady, where's the inflation?
1. The reason we haven't see inflation is because the marginal propensity to consume and invest has gone way down. In other words, Obama, the debt, and the general socialist direction we are going is scaring away any investors, businesses and entreprenuers. Also, many people are just simply not spending any money as they're afraid of the cripplling effects of government debt AND the future taxation that would imply. Because of this you can pump the banking system FULL of money, but that money will remain unlent and in reserves, never seeing the light of day in the real economy AND THUS not cause inflation. Also, banks are pretty much prevented from lending out any money now due to Dodd Frank and their own incompetence (ever try to refi a house today?) So in short, the money is tied up in the vaults of banks and not until it is lent out will it cause inflation.
TO see this look at the velocity of money at the FRED database. This mathemtically shows just how little faith we have in the future.
My second question concerns the debt. With Reinhart-Rogoff's excel error, everyone is pronouncing the end of austerity. I don't think that's the case, but I'm starting to wonder whether the Keynesians have a point. It seems impossible to cut our way out of the debt. We're still paying off debt from WW2. Isn't the more logical answer to grow the economy, and thus reduce the size of the payments relative to GDP.
I am not stupid enough to recognize that growing the economy is easier said than done. Though I have been straying from the libertarian gospel for sometime now, I know that the government multiplier effect is non-existent at worst and exaggerated at best. Even if the Keynesians have a point about growth, they don't have a point about fiscal led growth.
2. Yes, the logical choice is to grow the economy to dwarf the debt, but to do that in today's economy would require government spending because the private sector is basically scared into inaction. Of course, there's a problem. Government doesn't really produce anything. AND on top of that the problem the Keynesians face is a psychological one. Again, the debt, the general hatred towards production, success, wealth, and innovation Obama and leftists have in this country is scaring the producers into inaction, meaning most government spending will be symbolic, ineffectual, and never spurring real economic growth. The pump will never be primed.
Another problem the Keynesians face is that to get the economy growing again means getting the productive people producing again. But, bluntly, these are the enemies Obama and leftists hate and want to punish. I don't credit Obama or the democrat leadership with the knowledge of economics or intelligence to piece this together and realizing they'll never get the economy to grow because their policies are antithetical to economic growth. However, this no doubt is causing some traditional Keynesian economists (who DO want the country to succeed) to pull out their hair...or what little hair economists have.
Finally, my last question concerns the heterodox nature of libertarian economics. Given that the economics field is dominated by neo-Keynesians or some variant of that, isn't it odd that the supposed correct answers, the Austrian/libertarian school, are so outside of the grain? I guess what I'm saying here is a reformatting of a tired leftist argument on global warming. So many of the experts believe it, therefore it must be true and if you deny it you are insane/stupid/ignorant/pick your slur here. How could it be that those who have dedicated their lives to the study of economics are so wrong about it, if they really are?
3. Economics, like all the other liberal arts, has been co-opted and hijacked by lesser minded people who use it as a means to avoid real work. It is no coincidence they spew (typically) leftist solutions because that is how they get paid in government-financed academia, leftist-non-profit think tanks, and government itself. What angers me most is the hypocrisy and arrogance of these people. On one hand they claim to be trying to help people, but while on the other hand they are selling nearly a billion westerners down the river so they can advance their own faux career.
The end WILL COME and I say that not out of some kind of religious zealot prophecy, but simply because their current economic model/system/ideology is not sustainable. With no production and government expected to resolve all problems AND having that government merely act as an agent for wealth redistribution one of these days our creditors will turn off the line of credit, call our debts due and the life blood that supports the system (other people/countries' monies) will stop flowing and the system will crash.
I believe this is the way to go because, as you point out, everybody is believing the lie and the stupidity. And not just the professionals and leaders of our country, but the idiotic masses of voters who are truly some of the dumbest people in the history of human kind.
So I say light up a cigar and enjoy the decline. There's nothing you or I can do to stop stupid or ignorant. But we can enjoy watching the welfare class revolt when their EBT cards don't buy jack or their welfare checks bounce OR there just plain isn't anything in the shelves of grocery stores to buy.
Cpt.
Hello Captain,
Longtime
reader of your site here. I remember when it had the black background.
Back then, you used to do more econ heavy site, which is why I, as an
economist, was drawn to it. Although you've since changed direction, I
find myself still reading. I don't always agree with you, but I continue
to read to get your take on things.
I have some questions though that have been bothering me and I thought I'd send them your way to get some insights. Like you, I am libertarian minded when it comes to the economy. I favor smaller, decentralized government, a minimal welfare state, and balanced budgets.
I used to be a big Austrian. The Austrians, as you know, have been predicting for some time that massive inflation would follow the Fed's printing efforts. The logic, as I understand it, is that inflation is a monetary phenomenon, and the expansion of the monetary supply would accordingly result in massive price increases.
But... this hasn't happened. Except for in commodities like food (whose prices have been risen for a variety of supply reasons), inflation has been relatively stable. What gives? To paraphrase the Wendy's lady, where's the inflation?
1. The reason we haven't see inflation is because the marginal propensity to consume and invest has gone way down. In other words, Obama, the debt, and the general socialist direction we are going is scaring away any investors, businesses and entreprenuers. Also, many people are just simply not spending any money as they're afraid of the cripplling effects of government debt AND the future taxation that would imply. Because of this you can pump the banking system FULL of money, but that money will remain unlent and in reserves, never seeing the light of day in the real economy AND THUS not cause inflation. Also, banks are pretty much prevented from lending out any money now due to Dodd Frank and their own incompetence (ever try to refi a house today?) So in short, the money is tied up in the vaults of banks and not until it is lent out will it cause inflation.
TO see this look at the velocity of money at the FRED database. This mathemtically shows just how little faith we have in the future.
My second question concerns the debt. With Reinhart-Rogoff's excel error, everyone is pronouncing the end of austerity. I don't think that's the case, but I'm starting to wonder whether the Keynesians have a point. It seems impossible to cut our way out of the debt. We're still paying off debt from WW2. Isn't the more logical answer to grow the economy, and thus reduce the size of the payments relative to GDP.
I am not stupid enough to recognize that growing the economy is easier said than done. Though I have been straying from the libertarian gospel for sometime now, I know that the government multiplier effect is non-existent at worst and exaggerated at best. Even if the Keynesians have a point about growth, they don't have a point about fiscal led growth.
2. Yes, the logical choice is to grow the economy to dwarf the debt, but to do that in today's economy would require government spending because the private sector is basically scared into inaction. Of course, there's a problem. Government doesn't really produce anything. AND on top of that the problem the Keynesians face is a psychological one. Again, the debt, the general hatred towards production, success, wealth, and innovation Obama and leftists have in this country is scaring the producers into inaction, meaning most government spending will be symbolic, ineffectual, and never spurring real economic growth. The pump will never be primed.
Another problem the Keynesians face is that to get the economy growing again means getting the productive people producing again. But, bluntly, these are the enemies Obama and leftists hate and want to punish. I don't credit Obama or the democrat leadership with the knowledge of economics or intelligence to piece this together and realizing they'll never get the economy to grow because their policies are antithetical to economic growth. However, this no doubt is causing some traditional Keynesian economists (who DO want the country to succeed) to pull out their hair...or what little hair economists have.
Finally, my last question concerns the heterodox nature of libertarian economics. Given that the economics field is dominated by neo-Keynesians or some variant of that, isn't it odd that the supposed correct answers, the Austrian/libertarian school, are so outside of the grain? I guess what I'm saying here is a reformatting of a tired leftist argument on global warming. So many of the experts believe it, therefore it must be true and if you deny it you are insane/stupid/ignorant/pick your slur here. How could it be that those who have dedicated their lives to the study of economics are so wrong about it, if they really are?
3. Economics, like all the other liberal arts, has been co-opted and hijacked by lesser minded people who use it as a means to avoid real work. It is no coincidence they spew (typically) leftist solutions because that is how they get paid in government-financed academia, leftist-non-profit think tanks, and government itself. What angers me most is the hypocrisy and arrogance of these people. On one hand they claim to be trying to help people, but while on the other hand they are selling nearly a billion westerners down the river so they can advance their own faux career.
The end WILL COME and I say that not out of some kind of religious zealot prophecy, but simply because their current economic model/system/ideology is not sustainable. With no production and government expected to resolve all problems AND having that government merely act as an agent for wealth redistribution one of these days our creditors will turn off the line of credit, call our debts due and the life blood that supports the system (other people/countries' monies) will stop flowing and the system will crash.
I believe this is the way to go because, as you point out, everybody is believing the lie and the stupidity. And not just the professionals and leaders of our country, but the idiotic masses of voters who are truly some of the dumbest people in the history of human kind.
So I say light up a cigar and enjoy the decline. There's nothing you or I can do to stop stupid or ignorant. But we can enjoy watching the welfare class revolt when their EBT cards don't buy jack or their welfare checks bounce OR there just plain isn't anything in the shelves of grocery stores to buy.
Cpt.
Sunday, May 19, 2013
Nannies Aren't Mommies
From our British Agent in the Field:
Good morning Captain! I just had my 79th birthday,
I am a woman born in England with ancestors who came from other places as well.
I very much enjoyed your piece on children and would have written a comment but
prefer to speak directly to you. I was brought up by a trained Nanny and in
unusual circumstances, that is, a war which involved moving from place to place
and living on the minimum amount. Nothing can be worse for the developing
mind and soul than being put in a group of other children supposedly supervised
by a woman with no personal interest in them. Many women can be good nursing
mothers because nature and the hormones kick in here. Later one is in the
absolute power of one person who is most often NOT INTERESTED AND SELF
ABSORBED. I do not speak from experience here but from observation. I am an
historian by training who was lucky enough to make a living as a
librarian\archivist here in North America. Thanks to Vivien, my nurse/ nanny/
governess, a Methodist by the way, I was instructed in the basics of the
Christian faith [I am now a convert to Catholicism] and a sane person
[well, maybe], my sister owes her very life to this woman. Growiing up with
adults dying all around one for something greater than themselves plus some
knowledge of God gives one the core belief that it is all for a purpose.
Well, enough! I could go on and on as my friends ofteen remark... Most
important: Children are not here to be our slaves and playthings as you
say.
Thank you!
Epic Fail in Tornado Chasing
I have returned from a day of chasing tornadoes. None of which were brave enough to set foot on the planet while I was driving around. Just further proof it is tornadoes that are afraid of me.
Though a member of the Cappysphere seems to have suffered some tornado damage.
Though a member of the Cappysphere seems to have suffered some tornado damage.
Some Very Practical Advice for Young Men
And you young men should listen to your elders so you have a better life than we did!
Friday, May 17, 2013
Using Politics to Compensation for Lack of Talent
This is the latest and last installment of "Confessions of a Worthless Degreed Person" our interview series with Jorge Gonzales.
Not that the other episodes weren't interesting, but this one was my favorite in that two very interesting observations were made.
1. 100%, not "most," not "the majority" 100% ALL of the women in his college were leftists and liberals. It is proof of several things
a. These young kids are nowhere near as independent minded as they like to think they are
b. They are obviously brainwashed
c. The vehement responses he got when painting something "politically incorrect" only further proves my "Leftist Zombie" theory.
2. I was amazed how you can no longer just make a work of art. It MUST have a political meaning behind it and it MUST be leftist. This is of course nothing but a ruse to overshadow the fact none of these "artists" have any talent. None of them can be considered "artists."
It's very much worth a listen despite the poor audio quality as it shows you just how far and psychotic this part of life has become since leftists have taken it over.
Not that the other episodes weren't interesting, but this one was my favorite in that two very interesting observations were made.
1. 100%, not "most," not "the majority" 100% ALL of the women in his college were leftists and liberals. It is proof of several things
a. These young kids are nowhere near as independent minded as they like to think they are
b. They are obviously brainwashed
c. The vehement responses he got when painting something "politically incorrect" only further proves my "Leftist Zombie" theory.
2. I was amazed how you can no longer just make a work of art. It MUST have a political meaning behind it and it MUST be leftist. This is of course nothing but a ruse to overshadow the fact none of these "artists" have any talent. None of them can be considered "artists."
It's very much worth a listen despite the poor audio quality as it shows you just how far and psychotic this part of life has become since leftists have taken it over.
QOTD
Regarding the post "The Enslavement and Imprisonment of Western Children"
"I am from an older generation than most of your readers. We had children because remote controls for TVs were not invented yet."
"I am from an older generation than most of your readers. We had children because remote controls for TVs were not invented yet."
A Feminist's Dream Come True
Ah, yes. Argentina.
A woman in power (by her own merits of course, not because she was married to the previous president).
A compliant leftist parliament.
Hot latin guys.
And non-western culture.
A feminist's dream come true.
What could possibly go wrong in this wondrous utopia!?
Heh heh. Just you wait.
A woman in power (by her own merits of course, not because she was married to the previous president).
A compliant leftist parliament.
Hot latin guys.
And non-western culture.
A feminist's dream come true.
What could possibly go wrong in this wondrous utopia!?
Heh heh. Just you wait.
Thursday, May 16, 2013
Curse His Velvety Voice
Davis Aurini has finished the recording of "Worthless" on tape. Will be available soon. But if you want to hear his "made for radio" voice he has put up the first chapter for all to hear. Of course, it is fair that I warn you in advance, his voice is like heroin to the ladies. You girls will not be able to resist and will be begging for more.
The Enslavement and Imprisonment of Western Children
Once again, for the cheap seats, I will make my claim that I do not hate children. Matter of fact I will go so far to say I probably like children more than the average American or western parent in the fact I've actually taken the time to assess whether I would even make for a good father before fornicating and bringing innocent little souls into this world only to suffer under my poor and reluctant parenting. I will even go further and claim that unlike most adults today, I have not forgotten what it was like to be a child and therefore empathize with them.
However, in being an adult I have the added benefit of hindsight and a birds-eye view. I can look back with adult eyes and assess, analyze and view kids today as well as look at my adult peers and see how they interact with children. And the unfortunately I've concluded our (adults') relationship with today's children is not so much of one of love, kindness and discipline, but rather one of convenience, advantage and slavery.
We literally enslave and imprison our children for our benefit.
For example, take religion.
I don't think I ever ran into one religious adult, yesteryear or today, who uses religion as an optional tool to instill virtue, morality, and discipline in a child. A tool of which can be discarded or kept at the child's discretion when that child reaches an age of which they can determine their own religious beliefs. Instead, the majority of instances the child is used as an asset for the religion. A borderline annuity of future collection plate donations, that is brainwashed before it is even cognizant or sentient, and then guilt-tripped into further compliance with the threat of eternal damnation and excommunication from the church. And before you start making accusations of cynicism, ask yourself this question - have you ever seen or forced your own kid to participate in the Christmas service at church? Forcing them to memorize hymns they don't understand and play the manger scene?
Was that for their benefit, god's benefit, or yours?
That's what I thought.
If religion doesn't convince you, just look at how we treat "having children" today. While, yes, I will admit, there are many loving parents who truly love their children and have them for all the right reasons, sadly they account for the minority. This is evidenced by the percent of parents who actually bring up their own children versus outsourcing it to a third party. Be you ghetto/trailer trash, getting knocked up in your teen years and outsourcing the upbringing of your child to the state or you be uppity higher class folk who pay a nanny to take away the inconvenience of raising your own child so you can pursue your own career raise your child, let us be very clear what you are stating with your actions. You view your child as a physical asset. A thing to "have. A cute little toy that you do not credit with having its own personality, intelligence, consciousness or soul. It is no different than a luxury SUV or an accidental consequence for fornicating without protection. Regardless of whether you are using it as a social status object or a reason to collect more in WIC/welfare, it is clear once again the child is there to serve you. It is a slave, it is a prisoner.
Finally, if none of that convinces you (or perhaps none of it applies to you), just because the parents may not be unconsciously enslaving their children, doesn't mean the rest of society isn't. Namely the education industry.
If there is an example of how we abuse, enslave, and take advantage of our children, the United States' (and most other western nations') educational system is it. From the age of 5, we have our country's WORST people act like they're educating them, when in reality they are doing far worse.
At best they are baby sitting the tykes (thankfully taking thosecrying, liability-brats much-loved-children off of our hands, which is why very few parents ever complain). But worse they are typically (though not always) our most incompetent and lazy citizens looking for an easy "career." Too lazy to learn a skill or a trade, millions of worthless and lazy people declare "education" as a major not because they nobly care about the children, but like the idea of 3 months off, avoiding math at all costs, and being practically unfireable. But the absolute worst is the brainwashing that occurs by these despicable people. Indifferent about providing a genuine education to these children and preparing them for the real world, members of the education industry are first and foremost interested in brainwashing the little tykes into voting for future socialist causes, namely, more money for education, thereby guaranteeing their own financial futures.
However, the slavery is not merely relegated to K-12. Not by a long shot. There's still blood in those bodies that need to be sucked out and by god, we're going to get every drop.
First, you have every leftist, educator and teacher union thug pushing for the expansion of "pre-K-12" and "early childhood development. Such efforts have already manifested themselves in the form of "Head Start" and the multitude of before and after school activities that are nothing more than breakfast, lunch and dinner programs. Leftists and socialists are only more than happy to have the government take on more and more of the role of parent as it further secures future income for theirracket "profession." And lazy, pathetic-excuses-for-parents are only more than happy to have that little crying bastard their beloved child outsourced to the state. Besides, "it's for the chilllllldrreeeeeennnnnn." And there's no amount of other people's money and government indoctrination that's too good for them, right?
Second, it's not like the slavery ends at 18. Not by a long shot. Matter of fact this is when the child-enslavement kicks into high gear. For after 13 years of indoctrination you can actually sell these young skulls full of mush on the idea of going into debt to the tune of $100,000 for worthless degrees that have no hope of ever providing a positive rate of return. They are so deluded and misled they will actually spend anywhere from 4-8 years of their lives listening to worthless people spew worthless liberal arts and humanities, and they give these vermin their money.
Finally, as the slave starts to approach 30, and has jumped through all the hurdles, giving the adults and the education/enslavement industry the best years of their lives, $100,000 in tuition, and unwavering blind brainwashed loyalty, they finally have nothing left to give. They have been sucked dry of all their youth, all their money, all their energy and creativity, and thusly are...
kicked to the curb.
The adults no longer have any use for them (and the real world certainly doesn't). They have served their purpose - to entertain and support other adults. Besides, there are always newer and younger batches of slave-children being fed into the machine. This child-slave has nothing left to offer and is thus discarded.
Normally, this would enrage and anger most slaves. However, there is one, final ingenious trick the slave masters played on their young victims. They instilled in their children slaves unassailable egos.
With 13 years of K-12 brainwashing, as well as 4-8 years more in college, the education-slave industry lied to the children-slaves. They told them "how great they were" how "intelligent they were" and how they were bound for "great things if they just followed their heart and the money would follow." And when faced with the reality that most of them had;
1. No skills or trades that were employable
2. No future job prospects
3. Trillions of dollars in student debts
4. Just got suckered
their egos can't handle it. Why, they're just so gosh darn intelligent! Don't you know she has a 3.85 GPA in sociology?! And instead of owning up to their mistakes for believing the BS the education-enslavement industry, they do what they were trained to do - lash out at the enemies of their indoctrinators.
"Evil big businesses."
"IT's the corporations MAAAAN!!!"
"It's George Bush!"
"It's white males/oppression/racism/sexism!"
So brainwashed are they, they will even continue to vote for socialist programs that mortgage their futures such as social security, national health care, medicare, etc. and some are so brainwashed, they merely double down hoping to become a slave master themselves by working for the education-enslavement industry.
Most, however, with time, will realize when they're 40, 50, even 60 that they are the ones who are to blame for believing the lies the adults told them.
But frankly, I don't care about them because by that time they are no longer children. They're adults.
Adults who should known better.
Enjoy the decline!
However, in being an adult I have the added benefit of hindsight and a birds-eye view. I can look back with adult eyes and assess, analyze and view kids today as well as look at my adult peers and see how they interact with children. And the unfortunately I've concluded our (adults') relationship with today's children is not so much of one of love, kindness and discipline, but rather one of convenience, advantage and slavery.
We literally enslave and imprison our children for our benefit.
For example, take religion.
I don't think I ever ran into one religious adult, yesteryear or today, who uses religion as an optional tool to instill virtue, morality, and discipline in a child. A tool of which can be discarded or kept at the child's discretion when that child reaches an age of which they can determine their own religious beliefs. Instead, the majority of instances the child is used as an asset for the religion. A borderline annuity of future collection plate donations, that is brainwashed before it is even cognizant or sentient, and then guilt-tripped into further compliance with the threat of eternal damnation and excommunication from the church. And before you start making accusations of cynicism, ask yourself this question - have you ever seen or forced your own kid to participate in the Christmas service at church? Forcing them to memorize hymns they don't understand and play the manger scene?
Was that for their benefit, god's benefit, or yours?
That's what I thought.
If religion doesn't convince you, just look at how we treat "having children" today. While, yes, I will admit, there are many loving parents who truly love their children and have them for all the right reasons, sadly they account for the minority. This is evidenced by the percent of parents who actually bring up their own children versus outsourcing it to a third party. Be you ghetto/trailer trash, getting knocked up in your teen years and outsourcing the upbringing of your child to the state or you be uppity higher class folk who pay a nanny to
Finally, if none of that convinces you (or perhaps none of it applies to you), just because the parents may not be unconsciously enslaving their children, doesn't mean the rest of society isn't. Namely the education industry.
If there is an example of how we abuse, enslave, and take advantage of our children, the United States' (and most other western nations') educational system is it. From the age of 5, we have our country's WORST people act like they're educating them, when in reality they are doing far worse.
At best they are baby sitting the tykes (thankfully taking those
However, the slavery is not merely relegated to K-12. Not by a long shot. There's still blood in those bodies that need to be sucked out and by god, we're going to get every drop.
First, you have every leftist, educator and teacher union thug pushing for the expansion of "pre-K-12" and "early childhood development. Such efforts have already manifested themselves in the form of "Head Start" and the multitude of before and after school activities that are nothing more than breakfast, lunch and dinner programs. Leftists and socialists are only more than happy to have the government take on more and more of the role of parent as it further secures future income for their
Second, it's not like the slavery ends at 18. Not by a long shot. Matter of fact this is when the child-enslavement kicks into high gear. For after 13 years of indoctrination you can actually sell these young skulls full of mush on the idea of going into debt to the tune of $100,000 for worthless degrees that have no hope of ever providing a positive rate of return. They are so deluded and misled they will actually spend anywhere from 4-8 years of their lives listening to worthless people spew worthless liberal arts and humanities, and they give these vermin their money.
Finally, as the slave starts to approach 30, and has jumped through all the hurdles, giving the adults and the education/enslavement industry the best years of their lives, $100,000 in tuition, and unwavering blind brainwashed loyalty, they finally have nothing left to give. They have been sucked dry of all their youth, all their money, all their energy and creativity, and thusly are...
kicked to the curb.
The adults no longer have any use for them (and the real world certainly doesn't). They have served their purpose - to entertain and support other adults. Besides, there are always newer and younger batches of slave-children being fed into the machine. This child-slave has nothing left to offer and is thus discarded.
Normally, this would enrage and anger most slaves. However, there is one, final ingenious trick the slave masters played on their young victims. They instilled in their children slaves unassailable egos.
With 13 years of K-12 brainwashing, as well as 4-8 years more in college, the education-slave industry lied to the children-slaves. They told them "how great they were" how "intelligent they were" and how they were bound for "great things if they just followed their heart and the money would follow." And when faced with the reality that most of them had;
1. No skills or trades that were employable
2. No future job prospects
3. Trillions of dollars in student debts
4. Just got suckered
their egos can't handle it. Why, they're just so gosh darn intelligent! Don't you know she has a 3.85 GPA in sociology?! And instead of owning up to their mistakes for believing the BS the education-enslavement industry, they do what they were trained to do - lash out at the enemies of their indoctrinators.
"Evil big businesses."
"IT's the corporations MAAAAN!!!"
"It's George Bush!"
"It's white males/oppression/racism/sexism!"
So brainwashed are they, they will even continue to vote for socialist programs that mortgage their futures such as social security, national health care, medicare, etc. and some are so brainwashed, they merely double down hoping to become a slave master themselves by working for the education-enslavement industry.
Most, however, with time, will realize when they're 40, 50, even 60 that they are the ones who are to blame for believing the lies the adults told them.
But frankly, I don't care about them because by that time they are no longer children. They're adults.
Adults who should known better.
Enjoy the decline!
Wednesday, May 15, 2013
Financial and Economic Wisdom
I was talking with Danny from 504 when in Florida and he was telling me how he knew nothing about economics and that's why he liked my site. I often forget that a lot of people come here for the economic knowledge and that, though, logical and self-improving, the Manosphere doesn't really have a "financial advice" hub making me the "resident economist" of sorts.
He wanted to know where to get educated on finance, investing, economics etc., and while the internet is certainly a place for self-learning, there are couple class and resources I've developed over the years that may be of benefit for those of you looking for financial advice.
#1 The Blog
If you look in the top left of my blog there is a little search box that will search my entire blog for posts on whatever financial topic you are looking for. Understand this blog is NOT designed to be like a class, but over the past 7 years chances are if there's a topic you're interested in, I have at least written about it. This is a good start to get some free information.
#2 My Introductory Finance Class
Many years ago, 13, I wrote a basic introductory finance class for an online company. I was younger then and though I've improved in my writing, it was basic enough and I was young enough that it REALLY resonates with students. It is a BASIC, INTRODUCTORY COURSE to investing and financial planning. It is ALSO "conventional" meaning it doesn't go into the prospects of the government confiscating your IRA's, the collapse of social security, etc. (though I do touch on those things).
Yes, it costs money, but if you're looking for a place to start and to have a good road map providing you context for future learning, I recommend dropping the bucks on it.
HOWEVER SINCE THIS IS A CLASS OF ANOTHER COMPANY YOU WILL BE EXPECTED TO BEHAVE AND NOT BE POLITICAL. These are real college classes, they just happen to be online. You can find the closest class to your location here:
Stocks, Bonds, and Investing: Oh, My!
#3 My Stock Analysis and Valuation Class
This is the class I originally wanted to write. Not everybody is going to have an interest in investing in stocks, HOWEVER, in all honesty I would have to say this is the best class I've ever seen that teaches people about basic accounting and how to read financial statements. You may not want to invest in the stock market, but it is a GREAT skill to be able to learn how to read an income statement and a balance sheet. Again, it costs money, and AGAIN YOU WILL BE ON YOUR BEST BEHAVIOR, but if you are looking to go beyond basic finance, this is the class to take.
The Analysis and Valuation of Stocks
Additionally, if there are any specific classes you are interested in, let me know because I have access to their entire catalogue of classes and can post them here.
#4 Khan's Academy
I have not checked in there in a while, but I would surmise by now Khan's Academy has hopefully started to branch out into the finance, investing, economics world. Last I checked however, it was still pretty IT/Science focused. Regardless, keep an eye on them for future free classes.
#5 Books like "Economics in One Lesson," the "Books for Dummies" series, even Rich Dad Poor Dad are great resources for people looking to get by on the cheap at the library. I also plan on a future book on economics, so keep your eyes peeled for that.
#6 Libertyclassroom.com. It's a classroom, it's liberating, it's libertyclassroom!
#7 THis was sent to me by Wall Street Oasis. Some good stuff here too:
Hopefully this will provide those of you interested in personal financial management with some options and help your future financial endeavors.
Cpt.
He wanted to know where to get educated on finance, investing, economics etc., and while the internet is certainly a place for self-learning, there are couple class and resources I've developed over the years that may be of benefit for those of you looking for financial advice.
#1 The Blog
If you look in the top left of my blog there is a little search box that will search my entire blog for posts on whatever financial topic you are looking for. Understand this blog is NOT designed to be like a class, but over the past 7 years chances are if there's a topic you're interested in, I have at least written about it. This is a good start to get some free information.
#2 My Introductory Finance Class
Many years ago, 13, I wrote a basic introductory finance class for an online company. I was younger then and though I've improved in my writing, it was basic enough and I was young enough that it REALLY resonates with students. It is a BASIC, INTRODUCTORY COURSE to investing and financial planning. It is ALSO "conventional" meaning it doesn't go into the prospects of the government confiscating your IRA's, the collapse of social security, etc. (though I do touch on those things).
Yes, it costs money, but if you're looking for a place to start and to have a good road map providing you context for future learning, I recommend dropping the bucks on it.
HOWEVER SINCE THIS IS A CLASS OF ANOTHER COMPANY YOU WILL BE EXPECTED TO BEHAVE AND NOT BE POLITICAL. These are real college classes, they just happen to be online. You can find the closest class to your location here:
Stocks, Bonds, and Investing: Oh, My!
#3 My Stock Analysis and Valuation Class
This is the class I originally wanted to write. Not everybody is going to have an interest in investing in stocks, HOWEVER, in all honesty I would have to say this is the best class I've ever seen that teaches people about basic accounting and how to read financial statements. You may not want to invest in the stock market, but it is a GREAT skill to be able to learn how to read an income statement and a balance sheet. Again, it costs money, and AGAIN YOU WILL BE ON YOUR BEST BEHAVIOR, but if you are looking to go beyond basic finance, this is the class to take.
The Analysis and Valuation of Stocks
Additionally, if there are any specific classes you are interested in, let me know because I have access to their entire catalogue of classes and can post them here.
#4 Khan's Academy
I have not checked in there in a while, but I would surmise by now Khan's Academy has hopefully started to branch out into the finance, investing, economics world. Last I checked however, it was still pretty IT/Science focused. Regardless, keep an eye on them for future free classes.
#5 Books like "Economics in One Lesson," the "Books for Dummies" series, even Rich Dad Poor Dad are great resources for people looking to get by on the cheap at the library. I also plan on a future book on economics, so keep your eyes peeled for that.
#6 Libertyclassroom.com. It's a classroom, it's liberating, it's libertyclassroom!
#7 THis was sent to me by Wall Street Oasis. Some good stuff here too:
-
Anatomy of the 10-K - one of the most high quality posts we've had on the site, written by a hedge fund portfolio manager
- MD at top HF invited me to have dinner...should I go?, and part 2 (the follow up) - a tell all story from a female grad student who was invited for dinner by a managing director to "discuss career opportunities"
- How to Develop a Personality - a great story on keeping/growing your personality while spending most of your hours at the office
Hopefully this will provide those of you interested in personal financial management with some options and help your future financial endeavors.
Cpt.
The Bachelor Tax Cometh
If it isn't paying property taxes while you have no children
or paying higher income taxes and not being able to deduct/itemize your non-existent children
it will be something else where other people want to tax the childless bachelor.
Enjoy the decline.
or paying higher income taxes and not being able to deduct/itemize your non-existent children
it will be something else where other people want to tax the childless bachelor.
Enjoy the decline.
Tuesday, May 14, 2013
I'm Not Simon Cowell, I'm Aaron Clarey
I rarely post people's comments. This is in large part because I am lazy and it takes effort. However, every once in a while somebody will say something absolutely brilliant that it mandates I post it.
This is the opposite.
This is a response from (what I believe to be) a drunk 34 year old woman. She is responding to this post from several years back (emphasis mine). I have done a copy and paste job so you can see her post in true, unedited form.
I cannt stand guys like you. You think ur all that and she was probably interested in you because, I don't know UR ok looking and near her age?? What makes you think you deserve a model in her 20's? Who are you? Simon bleeping Cowell? Wouldn't you rather have a women who is mature and experienced and confident because she now KNOWS who she is not like some flaky college girl and since your talking about marriage is must be on your mind so a women in her 30's is looking to settle down. She and already got the partying out of her system and WANTS to get married. So go ahead and be like that. It's your loss not mine I'm 34 and there R still LOTS guys to date. I post a dating profile and get 50 responses in 20 minutes. So I KNOW I'm still wanted and by the way u know whats funny you went to all the trouble of that making that graph and I didn't even bother to read it. :)
Normally I would dissect this, but I have a feeling this is meat too tempting to the hungry lions so I'm going to let you guys light this one up.
Have fun boys and girls!
PS - And for cripes sake, with the questioning of my looks thing again! Can't my critics at least look me up on teh interwebs to see if I'm just an ugly, pissed off loser in his mother's basement? Here's a picture of me teaching a salsa dance class in my "mother's basement" playing video games and watching porn because I can't find no girlz. Cripes.
This is the opposite.
This is a response from (what I believe to be) a drunk 34 year old woman. She is responding to this post from several years back (emphasis mine). I have done a copy and paste job so you can see her post in true, unedited form.
I cannt stand guys like you. You think ur all that and she was probably interested in you because, I don't know UR ok looking and near her age?? What makes you think you deserve a model in her 20's? Who are you? Simon bleeping Cowell? Wouldn't you rather have a women who is mature and experienced and confident because she now KNOWS who she is not like some flaky college girl and since your talking about marriage is must be on your mind so a women in her 30's is looking to settle down. She and already got the partying out of her system and WANTS to get married. So go ahead and be like that. It's your loss not mine I'm 34 and there R still LOTS guys to date. I post a dating profile and get 50 responses in 20 minutes. So I KNOW I'm still wanted and by the way u know whats funny you went to all the trouble of that making that graph and I didn't even bother to read it. :)
Normally I would dissect this, but I have a feeling this is meat too tempting to the hungry lions so I'm going to let you guys light this one up.
Have fun boys and girls!
PS - And for cripes sake, with the questioning of my looks thing again! Can't my critics at least look me up on teh interwebs to see if I'm just an ugly, pissed off loser in his mother's basement? Here's a picture of me
Modern Day College Students
"I continued to google search various phrases and sentences that seemed
too well crafted for the ability of my students and found out that out
of 92 students, 89 had plagiarized.
The next day I ripped into them. I lectured them about how plagiarism was completely unacceptable, they would all get F's and blah blah blah, they weren't listening. And sure enough I got called into the principle's office.
The "dean" then lectured me about how I was overly harsh on the students and that they "didn't know" they weren't supposed to plagiarize. He then went on to read complaints he took in a survey from my students about my performance, one of which was a complaint about this ever so slight speech impediment I have (I cough due to allergies more frequently than the average person). I was to also let all the students write a new paper. I was dumbfounded.
I was to apologize to these students for their plagiarism. Only in a 2 year degree mill.
It was here that I realized that if I was going to keep my job I was just going to have to play ball and pass these kids no matter what. But the trick was to show them still who was boss because by this time they thought they owned me and had won. Never mind their degree would be worthless. Never mind with that kind of attitude they would get fired in half a second. In their little minds they "won" and now life was just going to bend over for them, if not the dean would always be able to save them and would bend life over for them.
But I would get my revenge. For the next class in the next semester was statistics."
The next day I ripped into them. I lectured them about how plagiarism was completely unacceptable, they would all get F's and blah blah blah, they weren't listening. And sure enough I got called into the principle's office.
The "dean" then lectured me about how I was overly harsh on the students and that they "didn't know" they weren't supposed to plagiarize. He then went on to read complaints he took in a survey from my students about my performance, one of which was a complaint about this ever so slight speech impediment I have (I cough due to allergies more frequently than the average person). I was to also let all the students write a new paper. I was dumbfounded.
I was to apologize to these students for their plagiarism. Only in a 2 year degree mill.
It was here that I realized that if I was going to keep my job I was just going to have to play ball and pass these kids no matter what. But the trick was to show them still who was boss because by this time they thought they owned me and had won. Never mind their degree would be worthless. Never mind with that kind of attitude they would get fired in half a second. In their little minds they "won" and now life was just going to bend over for them, if not the dean would always be able to save them and would bend life over for them.
But I would get my revenge. For the next class in the next semester was statistics."
Why They Never Lose Weight
Nobody likes fat.
Sorry, that's a truth, if you don't like it I'm sure there are some Oprah youtube videos spewing lies that will make you happy.
But if you wish to live with us in the real world, nobody likes fat.
It's disgusting.
It's unhealthy.
It damages relationships.
And it damages the host.
However, during one of my long days working by myself, allowed to ponder the meanings of life, I was trying to figure out what was the resistance to people losing weight when the solution is well known and obvious. And I think I have figured it out via economics.
Understand when you are asking somebody to change something about them be it losing weight, giving up smoking, increasing muscle mass, etc., you are not merely asking them to hit the gym, watch the calories, or give up smoking for that month. You are asking them to do that for the rest of their lives.
This prospect, whether consciously realized or not, is daunting to the brain because you aren't asking that person to suffer temporarily for the next month. You are asking them to dedicate a significant amount of their time for the rest of their days towards to something that their previous behavior proved they did not enjoy. In other words it's the equivalent to asking somebody to take on a part time job when they really don't want to.
In this regard I feel a little for my fellow overweight people or scrawny folk because who really wants to spend more of their lives working at what is effectively a part time job they won't enjoy? I hate lifting weights, and if it weren't for MP3 players I probably would hate running too. The question is whether the gains from engaging in such behavior (higher social status, better looks, better pride, better/more sex, etc.) is worth the cost (mind-numbing working out, opportunity cost to time spent running, lousy food, etc. for the rest of your life) and this cannot be answered for everybody. However, for most people, that answer is yes.
I'll say it again for the cheap seats, if I had spent a fraction of the time I spent going to night clubs and trying to chat up girls and instead just hit the gym I would have been immensely more successful in my early years. If you set down the booze and video games so you can knock out 3 miles a day, not only will your physical looks improve, so will your health. And ladies the fact still remains that the ONLY thing a guy can first ascertain about you is your physical beauty. The list goes on, but unless you REALLY hate working out (and I mean hate on a level of hating hipsters and child molesters) it is in your best interests to lift weights, hit the treadmill, watch what you eat and improve your physique.
Yes, it is going to suck. And yes, it is something you'll have to do for the rest of your life. But it will be worth it in the end. And besides, if you find out it isn't worth it, then you can always go back to the status quo as it is very easy to get fat.
Part time job.
Sorry, that's a truth, if you don't like it I'm sure there are some Oprah youtube videos spewing lies that will make you happy.
But if you wish to live with us in the real world, nobody likes fat.
It's disgusting.
It's unhealthy.
It damages relationships.
And it damages the host.
However, during one of my long days working by myself, allowed to ponder the meanings of life, I was trying to figure out what was the resistance to people losing weight when the solution is well known and obvious. And I think I have figured it out via economics.
Understand when you are asking somebody to change something about them be it losing weight, giving up smoking, increasing muscle mass, etc., you are not merely asking them to hit the gym, watch the calories, or give up smoking for that month. You are asking them to do that for the rest of their lives.
This prospect, whether consciously realized or not, is daunting to the brain because you aren't asking that person to suffer temporarily for the next month. You are asking them to dedicate a significant amount of their time for the rest of their days towards to something that their previous behavior proved they did not enjoy. In other words it's the equivalent to asking somebody to take on a part time job when they really don't want to.
In this regard I feel a little for my fellow overweight people or scrawny folk because who really wants to spend more of their lives working at what is effectively a part time job they won't enjoy? I hate lifting weights, and if it weren't for MP3 players I probably would hate running too. The question is whether the gains from engaging in such behavior (higher social status, better looks, better pride, better/more sex, etc.) is worth the cost (mind-numbing working out, opportunity cost to time spent running, lousy food, etc. for the rest of your life) and this cannot be answered for everybody. However, for most people, that answer is yes.
I'll say it again for the cheap seats, if I had spent a fraction of the time I spent going to night clubs and trying to chat up girls and instead just hit the gym I would have been immensely more successful in my early years. If you set down the booze and video games so you can knock out 3 miles a day, not only will your physical looks improve, so will your health. And ladies the fact still remains that the ONLY thing a guy can first ascertain about you is your physical beauty. The list goes on, but unless you REALLY hate working out (and I mean hate on a level of hating hipsters and child molesters) it is in your best interests to lift weights, hit the treadmill, watch what you eat and improve your physique.
Yes, it is going to suck. And yes, it is something you'll have to do for the rest of your life. But it will be worth it in the end. And besides, if you find out it isn't worth it, then you can always go back to the status quo as it is very easy to get fat.
Part time job.
Ode to the Ladies of The Manosphere
Stingray was kind enough to link to me. If you love the ladies of the Manosphere, I suggest you visit her site. Also if you are one of the lovely ladies yourself, you may like the podcast she linked to.
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