The Best of Captain Capitalism - The Beer IRA

One of my best inventions was the Beer IRA. A calculation of how much you would save/have if you were to spend your money on an average returning mutual fund instead of blowing it on booze. Then I thought about all the idiots and morons in the world and what a monsterous headache I'd have if left to deal with them without the aid of alcohol.

I'm still debating the merits of it.