I remember in college they would mock the Greatest generation for hiding cash under the mattress and "wow, imagine if they invested that money in just an average-returning mutual fund."
Well those old fogeys and their old fashioned ways of working up the money to pay for what you buy and eschewing debt and spending within their means don't look so stupid now do they?
It's called "wisdom." Meaning they've been down that road before and maybe you should shut the hell up and listen to them so you don't make their same mistakes. Oh, never mind, Obama's gonna fix it all, ponies and puppies for everyone!