See, Norway, despite my disagreement with a socialist economy, does have a fair amount of maturity when it comes to managing their economy. notably their petroleum surplus fund. They ensure they have a balanced budget and, not that I've visited Norway, but they just seem to be a more financially disciplined people.
Which got me thinking as I was driving up to St. Cloud and heard a commercial for "lowering your credit card debt!"
"Are you in debt?
Are collectors calling you?
STOP THE ANNOYING CALLS!
Contact us at 1800-NOMOREDEBT
We can end the harrassing calls, cut your monthly payments in half and lower your debt from 30-60%"
And it was one of those things where, yes, we've all heard these commercials before, but you have to pull yourself away from it and say, "gee, how pathetic is this, that we've become so bad at managing our personal finances commercials like this even exist?"
Furthermore, the whole tone these commercials take that you are the victim if you have too much debt. And the insulting premise that they can "Lower your debt from 30-60%."
Well doesn't that just mean you're going to fail to pay back what you owe? And that's OKAY?
And that's why I wondered if any of our friends in Norway (or Scandinavia for that matter) can tell me if they have commercials like this, or is it a purely, and shameful, fact only American's have this? Dtrum, this happen in Switzerland when you were there?? Curious to know.