Why the Coronavirus is Better for Millennials Than College

This post does not endorse any financial advice and all advice herein is horrible and will likely cause you to lose all your money, your house, and your wife.   Talk to a financial advisor about investing, not this horrifically-bad-at-economics blog.

Well, let's be honest first.

College was in reality about the worst thing to happen to the Millennials.  A swift kick in the nuts would have served the Millennials better than college, so it isn't that hard of a "gift" to beat. 

But I am being deadly serious when I say that Coronavirus is better for the Millennials than college, and I will go further to say it's the best thing to happen to them in their lives.  Because while the world frets that it's about to come to an end, countries issue travel bans, countries go under lock down, and corporations allow you to work from home (which now you KNOW it's bad) there is something else happening to the Millennials' great great favor.

Prices are going down.

Though related to a separate incident, I noticed the price of gas dropped to $1.92 in my area.  I already knew stock prices had been dropping due to Coronachan, but it was that harsh drop that reminded me of how I yearned for the Great Recession days where gas was cheap, hotels were cheap, lines at nice restaurants were non-existent.  And while everybody runs around with their heads chopped off, thinking this is the end of the world, this is in fact a good thing.

A very very good thing.

Right now Millennials complain about everything being expensive.  And they're right, it is. They voted for previous presidents to print off money to bail people out of the banking crisis and their poor personal choices, but that money inevitably found its way into the housing and stock markets, driving prices (and rents) up beyond affordable levels for the Millennials.  Since then, millennials have been paying over-exaggerated prices in rent and what few were lucky enough to afford it, over exaggerated prices for stocks.  And with these two items being overly expensive - housing and retirement - it was likely they were never achieve these two key pillars of the American Dream (but they did pay laughably stupid high prices for "the college experience"). 

But now, thanks to their Lord and Savior - Coronachan - prices are coming down.

Keep in mind the stock market would have to be halved to get back to what would be traditionally considered "average" or "fairly" priced.  The dividend yield is around 2.1%, it would need to be 5% so we still have some ways to go.  But with the media - not Coronavirus - scaring the hell out of everything in the world, the stock market has had a "20% Off Sale" in just 2 trading days.  It may not be fairly valued, but it is 20% cheaper than it was before.

This has only affected the stock market, but there is a chance this scare will last long enough it can spill into the housing market.  With different companies shutting down operations, no matter how temporary, with nearly every American living paycheck to paycheck, temporary furloughs can wreak havoc on the housing market, and thus housing prices.  I personally don't see this happening (truth be told, with China cutting off exports, construction materials could actually cause a jump in housing), but if Coronavirus sticks around long enough to effect the core, infrastructure of the real economy, it's possible Millennials might see affordable housing in some areas of the country...though that would mean they'd have to give up living in cool, socialist, prestige status towns like San Francisco, Austin, and New York and find jobs in towns they can afford to live in.

Regardless of how we get to lower prices, the point is a simple lesson in economics - you want lower prices.  One of the largest failings of the average American and their understanding of economics is that lower prices for EVERYTHING is good.  Not just gas, clothes, or food at happy hour - everything.  And if you look at your budget you'll find that lodging and retirement are two of your largest expense items, the lowering of which would drastically increase your standard of living.  Young people especially should be cheering the stock market and housing market to plummet in price because it would be the best financial thing to happen to them in their lives.  But more so than they think, and I shall explain why. 

Because if the stock market or housing goes down any more than it has, whatever over-inflated prices Millennials paid for their laughably stupid college education, they will save it in housing and retirement.  That $1.5 trillion you're asking to be bailed out of, has been more than offset by the multiple trillions of dollars the stock market has lost.  And if Millennials wanted to have the power to do something about it, instead of outsource all hope and power to Bernie to bail them out, now would be the time to consider tossing a couple bucks into a retirement account or inquiring with your local bank about getting approved for a mortgage.

The problem, however, I can already forecast in looking at the average person's personal finances.  Most people (not just Millennials) spend all the money they make.  They have no extra money left over or earmarked for retirement.  They need those extra monies for specialty brew pubs, car loans they took out (while complaining about student loans), and other first world luxuries instead of saving for retirement.  So even though the Goddess Coronachan is giving you Millennials the opportunity to recoup the excessive costs of your college degrees, you aren't financially responsible or savvy enough to capitalize on it.  Besides, you'd have to spend 10 minutes setting up a retirement account and it's just going to be easier to vote for Bernie to take other people's money from them anyway.  I know how lazy the Millennials are.

But regardless of the sloth of the Millennial generation, an economic curiosity does need to be pointed out.  And that economic curiosity is that Coronavirus - a virus that sickens and occasionally kills people - has proven to been better for the Millennials THAN A COLLEGE DEGREE.    Coronavirus - combined with a Sky-Is-Falling media - is the best thing to happen economically to the Millennials IN THEIR ENTIRE LIVES.

It's just whether they're smart enough to realize this...but given their college degrees, I doubt it.
__________________________

The post sponsored by 

"How Not to Become a Millennial"

What Has Socialism Done for Millennials?

An important question many Millennials need to ask themselves.
You can find the book here.

Will American Journalists Learn Their "Chicken Little" Lesson from Coronavirus?

Millennials are so cute.

They think global warming is both real and new.  But as a veteran of America and the American education/media system I've seen a bevy of "global warmings" before.

My earliest recollection was global cooling.  I am old enough to remember it, though not fully understand it.  I was told by my "elders" we were due for another ice age, and was more excited about the return of woolly mammoth than how well the 70's insulation was in our house.  But I was assured there'd be a lot more snow days when this inevitable ice age came.

The second was (of all things) the evil paper companies who were going to cut down every single tree in America.

Never mind this lie was told to me by a then-24 year old ditz with an education degree.
Never mind most trees are unprofitable to cut down and turn to paper.
Never mind paper companies have acres of trees they grow under specific conditions to make them easier to produce into paper.

Nope, Georgia Pacific was going to cut down every single tree and all of America would look like Nebraska.

The third time the sky was falling was the rain forests of the Amazon.  We were told (by those same low-IQ "teachers") that the Amazon rainforest was the "lungs" of the world. And without them, we would all run out of oxygen.  And if we just donated what little money our then-12 year old hands had, somehow that would stop the deforestation in a country some 4,000 miles away.  The remnant of that lie still remains today with the "Rain Forest Cafe" which you can still visit - and get shitty food at - at the Mall of America.

On the heels of "the Amazon rain forest" was "the ozone layer."  Without it we would all die of skin cancer because evil corporations wanted to kill their customers...making perfect sense.  And in a blatant Orwellian aim to scaremonger children into environmentalism (and homosexuality, no seriously, think about it) a cartoon called "Captain Planet" was created making little nazi-do-gooding crusaders of children who didn't know any better.

The fifth time the sky was falling (and still is) was global warming.  Many of our then high-school minds said, "wait a minute, what about the ice age that was going to kill us all...and bring back woolly mammoth?"  But that didn't matter.  Climatologists forgot to carry the one or something, and now it was unbearable heat that was going to kill all of humanity, not bone-chilling temperatures.

Since that time climatologists, government, teachers, professors, media, and journalists have stuck with global warming as the scaremonger's choicie de jour, but since then we've had several more instances of the sky falling.  Specifically viruses that were all going to wipe us out.

First it was swine flu.
Then it was bird flu.
Then it was SARS.
Then it was MERS.
Then it was Zika.
Ebola made a short come back for a second there.
And now it's Coronavirus.

But to your average 15 year old Gen Z'er or his older Millennial brother who's still living at home, they think this is the end of the world (though wasn't that last week when Trump killed an Iranian general which was going to prompt WWIII?).

So I think I speak for most of the mature, adult American population when I say this, but

"Dear journalists, teachers, media, and government officials.  Please just shut the fuck up."

I am fully aware that the Coronavirus *might* be a real threat to the world.  It might be a real epidemic that *may* cause a bubonic plague-like death rate last seen in the 1300's.  I know we should be doing what we need to do to stop it's spreading.  But I'm sorry, you've lied to the American public so many times before to get subscriptions, viewership, political donations, government funding, or (now) clicks/traffic.  And you've cried wolf long enough that nobody is taking you seriously as they should.

At one time, the job of the media was to act as the 4 branch of government; the nervous system of a democracy to not only keep tabs on government and government officials, but to inform the American public what was going on.  But this required first and above all else a commitment to truth.  A commitment to reality.  And it's become painfully obvious over the decades that nobody in journalism, media, education or the government is interested in that. You're interested in sensationalism, ginning up fear, making mountains out of molehills, all to generate income or for political power.

Now, I know you're all journalism majors and thus incredibly stupid, but the story of "The Little Boy Who Cried Wolf" should maybe be taught at the laughable "Journalism" programs various worthless colleges and universities offer. And the jist of the story is that a little boy cried wolf all the time to the villagers so he could get attention.  Soon the villagers stopped listening because he was an idiot, attention-whoring journalism major...errr...."boy."  But one day a real coronavirus...errr...wolf showed up.  And when he cried wolf, nobody came to save him and the wolf ate the boy.

This is the real price American media, journalism, and even educational professionals are paying - your validity.  Nobody really believes you anymore.  You are no more respected than the British journalism industry which is nothing more than tabloids and the BBC.  And you are no more legitimate than "true TV" with fake shows like "The Bachelor" "Storage Wars" "Maurry Povich" or "Dr. Phil."  You predominantly peddle fiction, not investigative journalism or facts, and nobody is listening to you anymore.

If (and that's a big IF) coronavirus turns out to be a big wolf, the American media will have blood on its hands for dulling Americans' senses over the decades to the point they no longer take you seriously.  So please either develop some principles, return to real journalism, report the truth, or just shut the fuck up.

This post sponsored by a book no journalist or 

American media member would identify with.

CURSE OF THE HIGH IQ!

Buy one if you didn't go to J-school.

The Depleted Husks of American Women

This is an excerpt from the book "How Not to Become a Millennial."  It's within the subsection called "The Vagina Industrial Complex" which highlights just how much money various industries extract from women convincing them their careers and their politics are more important than love and human beings.  The numbers are tragic, with multiple trillions of dollars every year in extra taxes, corporate sales, tuition, and lower labor costs being transferred from women to governments, corporations, and colleges.  But the real tragedy is how their entire youth is squandered on - what inevitably becomes - pointless careers and petty politics.  The last stop on this train is "The Husk" where whatever chances, hope, potential, and value a woman may have had is gone and depleted.  Half the population, regrettable as it may be, no longer have any natural or biological interest in them.  The majority of these women have worthless degrees and marginal careers that wouldn't hold a candle to the love of a nuclear family.  Their finances are non-existent as shoes and travel were more important than 401k's and IRA's.  But instead of blaming the industries/people who told them to hop on this train, they howl angrily at the "patriarchical moon," completing the stereotype with cats.  It's one of the more depressing, yet more intellectually stimulating chapter within the book.  Consider purchasing it if you wish to avoid the fate of becoming a "Gen X" or "Millennial spinster."

"Once the Vagina Industrial Complex is done extracting all of your youth, money, time, and labor out of you, it no longer has any use for you.  You paid for a worthless college degree (and thrice its price in interest) all so you could enrich Big Education.  You slaved your entire life away for a corporation all so you could enrich Corporate America and the government.  You spent all your money on shoes, travel, and handbags (and once again thrice its price in interest) enriching the banks.  You outsourced your children, further enriching the government and ensuring a future generation of children would be equally duped.  And if you didn’t have children, you spent one last final $50,000 on a 20% chance you’d end up with a child, with only a 50% chance they’d have a father around.  After that at best you’ll have a good career, and there’s nothing wrong with that.  But without other humans in your life you will end up like everybody else does in life - old, unattractive, lonely, and nobody wanting anything to do with you anymore. Only your country’s socialist party might pay you a visit in the hopes to bribe you to vote for them with other people’s money.  But beyond that you have no point or purpose.  This is the result of playing the gender victimhood racket.  This is the terminus of placing ultimate value in a trait you were born with and not other humans.  In thinking you could “have it all” you ended up with nothing.

Young women today need to look at their “true believer” Millennial, Gen X, and even Baby Boomer sisters and ask themselves two very important questions.  One philosophical and the other practical.

Philosophically, do you really think gender has any value?  That a trait you were born with somehow holds intrinsic value?  And if you have this gender is it morally right of you to claim to be a victim because of it?  That you are entitled to things and other people’s money because of a trait you were born with?  Or should it be who you are, what you do, and what you accomplish in life that determines the quality and caliber of a person you are?

Practically, is there any advantage in placing value in one’s gender?  And is there any advantage in playing the gender victimhood racket?  If debt-laden, impoverished Millennial, Gen X, and Boomer women are any indication, and the true believers and followers of The Vagina Industrial Complex are any proof, placing value in your gender is a recipe for disaster.  It’s a guaranteed way to destroy your life and end it in loneliness and misery.  Admittedly, as a young person it’s hard to have the independent thought and critical thinking skills to counter the complete and total brainwashing everybody receives in school.  The K-college education system will do everything in its power to convince you to place value on your gender and to claim you’re a victim.  But younger generations of women really need to look at the depleted husks of feminist Gen X, Boomer, and soon-to-be Millennial women and ask themselves if they want to go down that path and end up the same."

Available in paperback, kindle and SOON to be audio

The Older Brother Podcast - The "Remain Happy at All Costs" Episode

Benzos
Stoicism, anger, and rage.
No, there are no smart intelligent men to be friends with near you.
Tax season.
Superchads.

Podcast here.
MP3 here.

Groggy Morning Podcast with Jack Napier

On with the boy today.

Men, You Can't Save Women

Time is the only commodity we have.  And when you're younger, you are not too couth about how you throw it around.  You'll waste time with worthless degrees.  Watch TV.  Go to night clubs, etc., but after you get older, wasting your time starts to become a real pain in the ass.  So much so you'll get enraged when people ask for your advice, but don't follow it.  Not because they aren't going to improve their lot in life, but because they wasted your precious and dwindling time.  And so as you age you realize how valuable and precious your time really is.

However, men across the world, and certainly within the red pill/manosphere communities, are spending an inordinate amount of time trying to help women.  Certainly, most women don't see it this way - men arguing for a reversion to traditional gender roles, but whereas many men are arguing from a point of malice, jealousy, or anger, I'd say the majority of red pill men are arguing from a position of tough, fatherly love.  Delivering hated harsh truths in a world of infinite and heroin-level-addicting lies.  They deep down inside want to help women, not hurt them.  But when you say an indisputable fact (like "men don't like fat chicks") in a world of lies, you're about to catch a world of hurt, instead of a thoughtful and somber "thank you."

I don't need to go into the details of why this is.  More resources (both time and money) have gone into programming women with a new religion of feminism and government dependency/entitlement than has traditionalism.  For every hour (if any at all) a mom teaches her daughter about being a supporting wife, there are quite literally thousands of hours indoctrinating her in the opposite.  And try as you might, a legion of the world's greatest red pill philosophers won't make a dent in this cemented and permanent religion/psychology.

Thus, noble and mutually beneficial as your aims are, most men I'm afraid are wasting their precious and dwindling time.  I've spent decades trying to warn people about the drawbacks of debt, overspending, and consumerism, but it stopped no one.  Many more men (and some women) have done the same when it's come to convince women of the merits of biology and traditionalism, but it's convinced no tangible percentage of the female population.  It's so permanent, so ensconced, so part of the majority of young women's psychological core that feminism/careerism/educationism/etc., now trumps the love of family/husband/children that they cannot be saved.

And thus if you can't save anybody, the only person left is to save yourself.

This is the argument I am making for any idealistic man or woman today who either professionally, or out of sheer human instinct are trying to do what is in their genetic (and moral) code by "saving" women from feminism.  That ship has sailed long ago.  So much money and time has been invested and over decades that most young women's minds are incapable of merely entertaining an alternative theory to what they've been programmed with.  And the only person's time you're wasting is yourselves.  Additionally, it is mentally, psychologically, and even emotionally draining trying to help people who just want none of it.  And as you age and see no progress, not even a modicum of hope, it becomes taxing, debilitating and depressing.  Life is too short for this lower standard of living, and you simply don't have the time in your own life to piss into this feminist hurricane.

Thus, to convince you and the millions of others to stop wasting your time and to ensure the remainder of your life is more enjoyable I am commanding you to do two things.

The first one is to listen to this episode of The Cynical Libertarian Society (MP3 here).  It's a short anecdote, but it inspired this post as it made me realize there is no way to convince women in "The Matrix" to even entertain traditionalism.  Women are being driven to suicide, would even prefer to choose suicide, than to go back to traditional gender roles.

The second is to watch this clip from Die Hard 2.  There have been several instances in my life where I've tried to stop disasters like this.  Not on par with preventing a plane crashing, but loved ones, fellow Americans, or just young kids from making irreparable mistakes in their lives.  NONE, not a single one, of them listened.  The cost was not only the precious time I gave up futilely trying to help them, but the defeatism and (admittedly) more-than-slight depression that came with watching them go on to fail and suffer.

Do not suffer unnecessarily.  Enjoy the Decline, take enjoyment, solace, and serenity in what you can, and just leave women alone.

Nuclear AND BIOLOGICAL Families

Nothing beats them.

Universities Just Want Your Fucking Money

Even if it means coronavirus.

One of the Few Business Seminars I'll Endorse

OK, here's the deal.

I know most of you want to become part of the 1099 Superior Race.  I know most of you know that you may have to work in the corporate world for a little while, but invariably want to live a free life and work for yourself. And while the paths to achieving this goal are largely skilling up and making yourself invaluable to clients and employers, you may also consider buying a business.

BUYING A BUSINESS IS A VERY RISKY PROPOSITION.  Working in banking I have seen scores of dipshits cash in their 401k's and start floral shops or sports bars only to file for bankruptcy later.  So if you're going to do this, then I am COMMANDING you to take this seminar first.

Dave has advertised on my little online media empire here before, but I was also on his show where we talked about all THE PITFALLS of buying a business.  Not the glorified touchy feely bullshit dudebros and Tina-the-soccer-mom focus on when they think their "essential oils" business is going to make them millions.  I trust Dave, I know he knows his shit, so if you're debating buying a business TAKE THIS SEMINAR FIRST before you even start thinking about looking for one.

Depending on the package you want it costs around $150.  Through in flight, car, and hotel in Vegas, you're looking at $500 for the whole thing.

THAT IS A FRACTION OF THE COST OF YOU BUYING A FAILED OR DOOMED-TO-FAIL BUSINESS.  It's like me recommending you hire Chad Elkins to do your taxes because the money you pay him WILL SAVE YOU MULTIPLES MORE DOWN THE ROAD. It is an investment, not a gamble.

So if you have any inkling or desire to start or buy a business, attend Dave's seminar and bring a note pad to take notes.  Might save your life and your IRA accounting.

USE THE CODE "Cappy" for 25% off!

The Clarey Podcast #316 - The "Piggott-Napier Generational Effect" Episode

Lower the expectations of your wife.
Your spouse cannot make up for society's failings.
Taking a pacifist woman to a war flick for a date.
Young men are INFINITELY better informed and prepared that we were.
"I want to be an old man when I grow up!"
"Wounded women" who wander life without love or men.

AND MORE!!!

in THIS EPISODE of The Clarey Podcast!

Sponsored by

Your Parents and Teachers Hate You

Another excerpt from the book "How Not to Become a Millennial"

"There is also a “forgiveness” or “indulgence” aspect to psychology.  If you do something wrong or make a horrific decision you only have yourself to blame.  But if you have a mental illness, it conveniently no longer becomes your fault.

It’s not YOUR FAULT you did LSD and ran over the neighbor’s dog with your car.  You’re an addict.  You have a mental illness.

It’s not YOUR FAULT you’re a lazy bum who didn’t study and are now flunking out of Pip Johnson’s Remedial Community College for Flunkies.  No, you suffer from dyslexia and social anxiety disorder and need a government scholarship.

It’s not YOUR FAULT you can’t teach to save your life.  Your students all suffer from ADHD and need to be doped up on Ritalin.

And it absolutely is not YOUR FAULT you didn’t stay home to raise your kid, who is now torturing animals during recess, leaving headless squirrels in girls’ desks, merely as a detouring hobby before he goes full incel and shoots up his school.  Your kid suffers from Asperger’s or Autism.  You are a GREAT PARENT, who is also “brave and courageous” for having a mentally impaired son. 

This indulgence/forgiveness aspect of the psychology industry is where the real money is made and is the true purpose of the profession.  It is also why the psychology industry, no matter how bogus, will never go away.  Americans are too prideful to ever admit they were wrong, take responsibility for their actions, and will pay lots of money to protect their egos.  They want a guilt-free, responsibility-free life where they can do whatever they want and if things go wrong they simply chalk it up to mental illness.  But as it always is when it comes to Boomers and their deal-with-the-devil contracts, there is a price to pay.  And when it comes to Psychology Boomers, it’s believing you’re mentally ill…when in fact you’re not.

It’s already difficult enough if you have a legitimate mental illness.  If you truly are depressed, you truly are contemplating suicide, or you suffer a genuine chemical imbalance in your brain, these are horrible things that really lessen your life.  But to fake having a mental illness?  Or to lie to yourself about having one?  Or to lie to your children that they have one?  Isn’t that worse than actually having a mental illness?  And how much effort and energy do you have to commit over the course of your life to keep that façade up?  What does it cost you over a lifetime to fake such a thing just to protect your pride?

The problem with the Psychology Boomers is they’re all too eager to accommodate you in this delusion.  Not only because they will gladly take your money, but because if you’re willing to keep the façade up, they are too because it’s a lifetime stream of income for them.  This also means they have no financial incentive to cure you of mental illness because it would mean the well would run dry.  They need to indulge you in this delusion forever so they can make money on you forever.  And if you’re a particularly weak-minded person, you need to keep up the delusion as well.  Because let’s be honest.  If you ever grew a pair and admitted you don’t have a mental illness and just plain suck, you’d have to suffer a mighty blow to your ego.  And so what most psychological services really boil down to is a long term, even lifetime ego protection service you pay for so you don’t have to take responsibility for your bad decisions and can protect your precious self-esteem forever.

But what’s even worse than faking a mental illness is being told you have one when you don’t.  You don’t even have the ego or arrogance to fake a mental illness, and are a perfectly mentally healthy individual.  But what if people lie to you and tell you you’re mentally ill?  And what if they do this to you, not when you’re an adult, but when you’re an innocent child?

Unfortunately, there is a cadre of Boomers who have every incentive to lie to people, specifically children, as it symbiotically benefits both them and the Psychology Boomers.  And tragically this cadre is composed of people who should be the protectors of children, not parasites - teachers and parents.  Teachers who can’t teach dismiss their inability to teach on the mental illness of their students.  And parents who can’t parent do the same to their kids.  And instead of the Psychology Boomers taking a stand, having some morals, and telling the teachers to teach and the parents to parent, they are more than happy to have some Benjamins slapped in their hands to bogusly diagnose those kids with a mental disorder those kids don’t have.  The kid is perfectly fine.  But the teacher’s ego and the parent’s pride are more important than that kid’s mental health.  And so they have no problem lying to the kid telling them they’re mentally ill, which no doubt screws up the kid for the rest of his life.

If you’re already disgusted with the Psychology Boomers and the symbiotic parent-teacher parasites who feed innocent child-victims to them, don’t worry, it gets worse.  Pharmaceuticals.  Because it’s already criminal to lie to a child (or adult) about them having a mental illness when they don’t.  It’s tragic when teachers and parents love themselves more than their kids so they lie to them about being mentally ill.  But it goes into Mad-Nazi-Scientist-Experimenting-on-Human-Test-Subjects level when you dope your kid up with mind-altering drugs because you’re just too damn lazy to parent or teach.

Of course, expecting the pharmaceutical industry to have a conscience is like expecting the banking industry to do the same.  The pharmaceutical industry just makes too much damn money on treating legitimate mental illnesses, but a lot more on misdiagnosed, over-diagnosed, and completely bogus ones.  And you can even forgive the pharmaceutical industry for making the drugs as they’re not the ones writing the prescriptions.  They’re just the ones banging them out.  But the fact that mind-altering drugs were used as a substitute for parenting, teaching, or just raising a generation of children is unforgiveable.  And the fact they were so widely used on disorders that likely didn’t exist only made a bad situation worse, contributing to the mental suffering of the Millennial generation.

What is it like living through life thinking you have a mental illness, when in fact you don’t?  Or worse, what’s it like developing a genuine mental illness because you were lied to about having one when you didn’t?  And even worse than that, what’s life like when you’re taking a psychotropic drug you don’t need?  And quadruply worse than that is how do you deal with the fact that it was your teachers, psychologists, and parents who were the ones that planted that knife in your back?  There are a lot of reasons to hate the Boomers. Psychology Boomers is just another large, painful one."

Sponsored by Asshole Consulting

When you're done listening to dipshit parents 

and dumbass therapists and actually want

 to solve your problem, contact Asshole Consulting!

Nobody "Invests" Anymore. We Are ALL Just Hedging Against Inflation

An important economic lesson to learn and share with the .000006% of the population smart enough to understand this, but with asset prices so high and so far above the incomes they generate, nobody is "investing" in the classical sense.  All we're doing is buying up assets that are going to go up in price more as we print off more money.  But don't worry.  The Millennials are the smartest generation ever and they will figure it out for us.

"La Malediction d' Le Intelligence"/Curse of the High IQ - Now a Best Seller in France

Only problem is it's in French.  And I don't speak French.  But for our Francophiles out there, you might understand!

Tax Professors and College Admin to Bail Out Student Loans

This is an excerpt from "How Not to Become a Millennial" that addresses the true culprits of the student loan crisis - the professors and college administrators who sold - and profited off of - worthless, overpriced degrees to Millennials.  My favorite aspect of this whole ordeal is how college and universities were so successful at brainwashing college-educated Millennials that they convinced them it was anybody BUT professors and college admin who profited off of the student loan scam. That it's somehow "banks" or "evil white republicans" who made off with $4 trillion in Millennial tuition, not the professor selling his "38th edition textbook" for $400.  Regardless, it's an idea I and pretty much every person across the aisle can get behind.  If you want to tax the income, property, and retirement plans of professors, college admin, and the universities themselves, I think it's an actual politically-viable way to finance a bailout.

"There is one good thing that can be said about Teacher Boomers.  At least they didn’t charge their students.  Oh yeah, they charged the taxpayer, and often times at rates charged by colleges.  But the 3^rd graders themselves weren’t forking over the bill to learn about dangling participles, new math, and how eight year old Amy might in fact be a man inside.  But if there’s a group of people the Millennials should be rounding up for free helicopter rides, the estates of which should be confiscated to bail them out of their student loans, these are the people.  The true snake oil salesmen.  The Boomers who financially crippled the Millennials forever - The Professor Boomers.

Like Teacher Boomers, Professor Boomers (and their College Administration Boomer colleagues) also wasted the youth of the Millennials with pointless schooling.  But instead of the taxpayer footing the bill for tuition, it would be the Millennials themselves who would pay the bill.  And not only pay the bill, but all the interest that would accrue on it as they slowly found out their degree would not land them a decent paying job.

There is not much that can be said about the Professor Boomers that wasn’t said about the Teacher Boomers because they’re essentially the same.  They’re rank Marxists.  They have no real world experience.  They can’t do so they teach.  And the education they gave the Millennials was likely also worthless.  But what really makes the Professor Boomers vile is they damn well knew the education they were giving the Millennials was worthless.  They were just happier than punch the Millennials were dumb enough to pay them $300 a credit for it and borrow $100K at 7% to finance it.

The only problem is how can you, with a straight face and a conscience, tell a kid to borrow $75,000 and spend four years of his life on such bullshit degrees like Sociology, Journalism, Women’s Studies, English, and the like?  How can you take young, naïve 18 year olds and ruin their financial lives forever by selling them worthless degrees?  How can anyone with the slightest bit of a moral compass forcibly charge $400 a credit and $300 for a textbook for a pre-req class that has absolutely nothing to do with a student’s major?

Apparently the answer is simple.  Just be a Professor Boomer!

Disgusting as it is, you once again see how Boomer actions show their true colors.  Millions of Professor Boomers and millions of College Admin Boomers had absolutely no moral qualms about lying to an entire generation of youth about the value of these worthless degrees.  They didn’t care if it ruined the Millennials’ financial lives forever, these vampires were perfectly fine effectively enslaving these kids to them for the rest of their lives. 

But what I get a kick out of, what has got to be an absolute kick in the teeth, is when a professor or dean pulls up to the coffee store in his Lexus, goes up to the counter, and orders a latte from a barista they just screwed $120,000 out of for a “Master’s degree in Chicano Studies.”  But the barista is so stupid, he doesn’t realize he’s been screwed or by who.  He actually falls for the indoctrination by his professor that it’s the “evil republicans in congress” or “the evil banks” that screwed him over, not the scumbag Professor Boomer who is in effect his new slave owner standing right in front of him.  It’s debatable which is more impressive.  The fact Professor Boomers screwed younger generations out of $4 trillion in tuition or that they fooled said generations into not realizing it.  Either way it was one hell of a heist."

A Telling Photo Gallery of Fort Collins

Interesting to see just how far society has declined.

Why Suzanne Venker Should Leave Sheryl Sandberg Alone

Dear Ms. Venker,

I skimmed your piece in the Washington Examiner because I already knew what it was going to say; just wanted to make sure.  And sure enough it said what I thought it would.

Women are not men.
We're supposed to compliment each other.
We are not adversaries.
Leave the proposing to men.
Feminism has ruined women and made them miserable.
Insert examples of miserable women here.

Blah blah blah.

But may I ask you to entertain a new approach?  One that might be more effective in convincing future women that feminism is not the way?  And one that will be less frustrating than merely saying "Sheryl Sandberg bad."

Leave Sheryl Sandberg alone.
Leave the women who follow her advice alone.
Matter of fact encourage them, or just not bother with them at all.

And the reasons for this approach are many.

First, you are not going to convince any woman today to abandon feminism and go with traditionalism.  You yourself provided several examples of what I can only imagine to be middle aged women with children and careers who are facing problems in their marriages.  Do you think at that age and with that much infrastructure invested in a non-traditional life they can just uproot all of that midstride and in a flip of a switch go to a traditional 1950's nuclear family?  Additionally, it doesn't sound like they're abandoning their roles, just complaining about them.  And these are women who have a receptive ear to traditionalism.  Traditionalism just not powerful enough to override their entire life's investment they've made in feminism or the buyer's remorse they most certainly have.  You've cured no one (or at least very few).

Second, do you think your article, along with every traditionalist argument made in the past 30 years even holds a candle to the trillions of dollars and billions of human hours that have been invested in now-three generations of women to follow a feminist life philosophy?  This isn't to say you're wrong.  You are factually right.  But did you have all young women's ears from K-thru-college?  Did you control the media?  Do you have a best selling book like Ms. Sandberg?  And do you control academia?  For every hour (if an hour at all) a mom taught her daughter about being a good mother or wife, supporting her man, staying svelte and beautiful, etc., there were at least a thousand hours of feminist counter-propaganda installed in young women's minds.  And to give you an example of how out gunned and out-spent traditionalists are compared to feminists I've provided an infographic below.

Third, do you really think women are going to listen to you?  I can completely sympathize with you and your goal to offer women an alternative to the feminist lifestyle they've had forced on them.  I understand the moral, noble intention you have to provide a solution or at least an option to women who are not happy with their love lives.  But take it from me dear, they won't listen.  Humans are programmable automatons, not the "independent minded" sentient beings they fancy themselves to be.  And though I'm willing (and hopeful) to be proven wrong, I'm going to guess the success rate you've had of convincing women to become traditionalists are about the same as mine to get people to spend less than they make, eat less calories than they expend, and get young people to stop majoring in stupid shit.  Zero. Which then behooves the question for you as to whether or not you want to put yourself through this banging-your-head-against-the-wall-torture.

Finally, there is also a nuanced, esoteric argument to be made about balance, karma, and universal equilibrium.  Do these women, after decades of feminism, outsourcing their kids to daycare, putting their careers above humans, things above love, deserve to "be saved?"  Do they deserve to find "happiness" and "love?"  I personally don't believe any of them will be convinced of the merits of a traditional life/relationship, making this question moot.  But what I am trying to do is make you question your own (albeit moral, noble, and well-intended) incentives.  How many of these women simply loved their careers more than their children or husbands?  How many of these women valued a corner office or a fancy title more than human interaction?  How many of these women in the past probably turned down perfectly good men that would have otherwise made great husbands, all for an unanchored religion like feminism?  And how many of them were just plain mean and unfeminine in the past to men?

Though noble, your goal is not only impractical, but is getting in the way of universal karma that is going to be delivered anyway.  There is nothing you can do to stop it.  The only person you can save is yourself.  So please, let women have what they want.  Let women have what they choose.  Treat women as equals and let them make their own choices in life.  But above all else, truly treat them as equals in letting them reap the costs and consequences of those choices.  And perhaps then you may find some solace in learning to "Enjoy the Decline."

Sincerely,

Aaron Clarey

 This post sponsored by:

Never Trust Anybody Over 30

An excerpt from the book "How Not to Become a Millennial" that discusses how the Boomer adage "Never Trust Anybody Over 30" has come to bite them in the ass.

"The Millennials didn’t grow up in a vacuum.  They weren’t born in the cabbage patch, sprouted legs one day, and then “POOF,” 22 years later found themselves $120K in debt with a Master’s degree in Diversity and Inclusion.  Like everyone else they were a product of their environment.  And a huge part of that environment, if not the most influential part, was the elders who would raise them.  Parents, teachers, professors, guidance counselors, therapists, bosses, even politicians and media personalities would directly and indirectly wield incredible, if not total influence over the Millennials and would be the single most determining variable in how the Millennials would turn out.

This is the way it has always been throughout human history because there’s no other way for it to be.  Younger generations have to be raised by older generations.  But the Millennials were going to be raised by a very unique generation of elders.  A generation of elders that the world had never seen before in terms of its wealth, stability, pampering, and privilege.  Nor had the world seen such an arrogant, self-important, completely delusional, and completely wrong generation before. And it was this generation that was going to prepare the Millennials for the real world - the Baby Boomers.

What I absolutely love about the Baby Boomers, what I find so incredibly rich is how they were the generation that coined the phrase “Never trust anybody over 30.”  And you need to really break down this statement to appreciate how hypocritical, delusional, arrogant, and simply wrong that statement is and therefore how wrong the Baby Boomers are.

First, Boomers said this when they were young.  Not only stupid, but inexperienced and young.  They were a bunch of teenage, 20 something know-nothings, who never worked a job, had yet to start families, draft-dodged a war, but somehow they thought they knew better than their elders and the culminated eons of human history.  Not only is this against common sense, it’s the epitome of hubris and arrogance.  Many of them hadn’t even gone to college to have a political religion installed in them so they’d parrot such outlandish stupidity.  They were just that naturally stupid and arrogant on their own!  And this was the raw material that would go on to raise a generation of children of their own.

Second, “over 30” meant the WWII generation.  Implying the generation that went through:

the Great Depression
fought WWII
came back home and built the most successful economy in the history of the world
put a man on the moon,
and then as an encore performance, during their retirement years, won the Cold War

was not to be trusted.  Never in the history of the world had a single generation fought, staved off, and defeated such evil and created such good with such sacrifice.  But yet some 19 year old, pot-smoking Boomers knew better and insisted you couldn’t trust, of all people, the World War II Generation.

Third, when it came time for the Boomers to take stewardship of the United States they went and completely shat the bed.  They inherited the greatest country the world has ever seen and in nearly every capacity destroyed it.  Instead of surpluses they ran massive government deficits.  They increased the national debt from 40% GDP to its current-day 106%.  Household debt from 40% to 100% GDP.  Economic growth tanked from the WWII generation average of 4.25% to 2.25%.  And there’s their collection of “bubbles” and financial crises they collected like Pokemon cards – the Dotcom Bubble, the Housing Bubble, the Education Bubble and the Volcker Recession – all making genuine economic progress damn near impossible.  And this says nothing of the sociological and societal destruction they wreaked upon America.  Divorce, broken homes, crime, welfare, single motherhood, dead beat dads, teenage pregnancies, drugs, STD’s, and The Doors.  A generation could not have failed more at being responsible adults if they tried. 

But about the worst thing they did was to shame, mock and ridicule American culture itself.  The pinnacle of human achievement and good.  The best culture and country the world has ever seen. The country every other human on the planet desperately wants to move to or become like.  And the Boomers could not wait to destroy it, throwing it under the bus for such petty reasons as being edgy, to curry favor with anti-American leftists, or to simply fake being some kind of academic or intellectual.  In the end, they managed to take the world’s greatest asset and in one generation turn it into the world’s largest liability.

Finally, and perhaps most ironic, is that they have provably become what they so arrogantly mocked in their youth.  You absolutely should have trusted somebody over 30 back in 1968, not the 20 something dipshit hippies the Boomers were.  But today, well over the age of 30, the Boomers are the ones you should never trust because they are such an absolute, abject failure of a generation.  Nobody listens to them.  The entire country hates them.  Their half-sibling children debate whether they should bother visiting them in nursing homes.  And this optimistically assumes the Boomers even have the money to afford nursing homes as they all reverse-mortgaged their homes to afford basic living expenses.  They are so bad of a generation that instead of commanding the respect eldest generations normally did in the past, they are the butt end of jokes, minimized and completely encapsulated with a the simple hashtag of “OK Boomer.”  They are no better than the Millennial generation they raised and their only value in society will also be to serve as a warning to others."

Check out the book!