Saturday, January 31, 2015

Some Saturday Linkage

I predict suicide will continue to increase and I also predict life expectancy increases will start to slow, perhaps even decline for men within our lifetimes.

Men will find agency and purpose in their lives.  Even if it means finding it in video games.

The Man of "DT and The Man" is forced to go to diversity training.  I will simply say this - if you have a mortgage or debt or a car loan, then you need to suffer this blatant leftist, anti-white male hatred.  If you don't, then you can tell your employer to FOAD if they dare to force you to attend this propaganda.

This is a house I could live in.

Sponsor -

Howdy All!

A young man is starting a funding campaign for a fanfiction website wherein (if I understand this correctly) fans help participate in creating works of fiction (books, video, comics, webcomics) etc.  He is in the beginning stages and needs money for setting up the website, servers, other IT stuff, as well as spreading the word and getting some talent and fans.

The reason you may be interested is the theme of the site which is Anti-SJW.

I know a lot of Red-Pillers, freedom lovers, capitalists, Manospherians, and other sorts of people are out there and this is a way to fight back against the SJW's as well as maybe exhibit your artistic flair.

Again, he's only at the fund raising stage of this project.  But if you wanted to help fund him AND get in contact about potentially become a contributor to his site visit his fund raising site here.



Thursday, January 29, 2015

Stay Frosty Boys

Stay the freak frosty.

"Austerity" - It's Greek to Me!

Austerity in both the dictionary and in real world economics means cutting government spending so you run a surplus, usually in order to pay down or at least stem ballooning government debts.

However, "austerity" has a different meaning to communists, socialists, leftists, democrats and other varied sorts of the same Marxist political spectrum - "bloody murder."

Had you been paying attention to Greece (or even some of the lefter leaning parties in the western world) an orchestrated, purposeful, and intentional assault has been made on the word "austerity."  The left (as they like to do with many other words) has targeted the word "austerity" and now intend to redefine it and villainize it so a lemming-like population of sheeple will vote against it, no matter how necessary and required it is.  And so like "anti-biotics" or "emergency heart surgery" or "CPR," the left (at least in Greece) has managed to avoid taking it's much necessary medicine by making the word "austerity" a pejorative.

But was what Greece was going through really "austerity?"  Did the government "tighten it's belt," run surpluses, and give a much needed, reality based, come to Jesus meeting, rah-rah pep talk to its citizens about knuckling down, doing their share "so we can get through this and see the dawn of tomorrow?"


Like all leftists you are nearly guaranteed that what comes out of their mouths is 100% false.

First, the Greek government came nowhere close to running a surplus.  Deficits as a percentage of GDP are still laughably in double digits which, for normal countries, could indicate they were engaged in a war.

Second, leftists always looking for an excuse will muster their almightiest of mathematics and make the 4th grade level observation that it could have been REVENUES that were decreasing faster than spending.  Really?

Admittedly the chart is missing its past two years (thanks for being on top of that one OECD!), but let's not kid ourselves.  Greek deficits were NOT caused by a revenue problem, they were caused by a spending problem.

And finally, as the leftists are against the ropes, painted into a corner by reality and facts, we can reliably predict their next move because it's the same damn move they've always made before.  They're going to blame government spending on the always reliable, always evil "corporate tax breaks," "military spending," and "give aways for the rich."

However, unfortunately this is not America, and (as is always the case with leftists) it's not true.  The Greek budget (which is actually quite difficult to come by) shows what those of us who insist on being informed already know.  The majority of the spending binge went to darlings of leftist spending.

The budget is rather lengthy and detailed, but if you look at table 3.18 you'll notice three things.

1.  If you add up all the leftist/socialist/social programs, for 2014 they add up to 66 out of the 88 billion Euro budget.  This is roughly 75% of the budget.  Not "defense spending."  Not "money to rich people."  Leftist, socialist programs are the primary cause of the country's financial woes.

2.  There are some issues with the "general state expenditure," since it accounts for 37 billion Euro.  But since the states do not have defense, etc., I am assuming the majority of that money as well goes to leftist social programs.

3.  Government employees.  Even if you don't look at the functional purposes of each budgetary group, each group has a shockingly high percentage of their expenses going to "salaries and pension."  Indicating AGAIN a leftist, socialist preference to overpay government employees.

In the end, I am fully aware that none of these charts is going to convince a single leftist, let alone the professional activist parasite who's avoided a real job all his life (like our president) who is now the Prime Minister of Greece.  But that is not the point of this post.

It is to point out that these people are delusional.  They literally have a mental problem and that is the inability to live in the real world.  However, unlike other instances where there is a working class or a productive class to bail them out, thereby keeping the delusion up, Greece does not have that.  It is at the mercy of the EU.  And this will be one of the first (of what I predict to be several more) instances where socialists and leftists will be told "no" and for the first time in their lives face the economic reality that you can't have a society of "professional activists," "teachers," "professors," "government workers," and other parasites because in the end they produce absolutely nothing of real economic value.

And we, my friends, are going to have a front row seat to watch these communists explode with cognitive dissonance.

Alex Looking to Hire Cappy Cappites

Howdy All,

Alex over at Academic Composition is looking for some sales people to load up want ads on Craigs List.  Not the most exciting work, but can be done from home and it can pay some bills.  See the details below:

"Want to earn a little extra money on the side working from home? All you
need to do is put up ads on Craigslist, you'll make 5 bucks for each person
who'll respond to your ad. You'll also make a buck for each day your ad
stays live on the forum. No, this isn't one of those "get rich quick"
scams, but it is a reliable way to earn anywhere from $50 to $200 per week
in less than half hour of work. The college semester is just starting out
and lots of students will be looking for people to write papers for them,
so it's certain that you'll be able to generate plenty of leads every week.
Contact Alex at and he'll get you started. "

Wednesday, January 28, 2015

End College Degrees, Institute Certifications

I received a rather helpful list of IT certifications that provide efficient, self-respecting people a great alternative to the scam that is becoming known as "college education."  Certainly, some degrees still have merit, but if you are a logical, self-respecting person who just refuses to be scammed for 2 years of liberal art pre-reqs that have nothing to do with your major, and would prefer to get working instead of indoctrinated, then this list may be of benefit to you.  The reader's e-mail is below, following a link to the certification list (in PDF file format on my Box account):

Dear Aaron,

Please find attached an article which is a comprehensive listing of IT certifications. I would imagine different authorities would re-arrange the list somewhat, but it gives a good overall picture. I attended a private-sector IT training school called 'MyComputerCareer' and those who were dedicated students made it work for them, gaining at least a couple entry-level IT certificates and an entry-level job. I managed to get four of the 'Microsoft Technology Associate' certificates (the four in the infrastructure track), and the MTA exams are strictly for entry-level familiarization. In the opinion of one instructor, they are primarily for the first 12-18 months of IT-related employment, and there is little need to pursue more of them after that point. Also, the program centered around the A+ and the Network+ certs, which are both offered by the CompTIA organization (Computer Tech Industry Association). They are both 'generalist' certificates, and are frequently referred to in tandem. I think you had mentioned this: anyone who asks for specific advice, this is obviously a field where independent study goes a long way. Personally, I cannot see an 'Associates in Applied Science' (A.A.S. degree) being a necessity. Proficiency with the needed skills seems to be more compelling. I cannot clearly see an A.A.S. being compelling resume material, unless it leads the way to a bachelor's degree in a related subject (but then there are higher level certs. where those who start in their early 20s can be earning close to 200K per year by their late thirties, and they do not involve having a bachelor's degree). 'MyComputerCareer' provides its graduates with a 'certificate of completion' which has limited utility. The school has limited name recognition, and thus the certs are that much more important. Please let me know if you have any questions, and thanks for getting the word out!

 List found here.

(the list was somewhat cumbersome to copy and paste the text so I thought it easier to just link to it.  There is also additional information included about each certification that may be of use to you).

How Whites Are Playing the Victim Game Too

If there is one thing I hate it is the "victim game" that various groups of people play.

The reason I hate it so much is not because it's theft, but it's such a cowardly, hypocritical, and (above all else) KNOWING act these thieves put on.  For when you take away all the lies, hypocrisies, falsehoods, and flawed premises, the person mugging you is not just stealing from you, but telling you it's your own fault.  Sometimes, so outlandishly they claim you're unaware of it, which is nothing more than the epitome of cowardice and hypocrisy - ie - accusing people of "privilege."

But no matter how much wool they try to pull over people's eyes, I know thieves and parasites when I see them.  And when I'm accused of "privilege" or that somehow a group is "disadvantaged" and the solution (surprisingly) is always "more of my money" I know it's just a ruse that less-intelligent and less-self-respecting people succumb to.

But the "Victimhood Game" has taken a very nasty turn.  One so crafty I almost didn't see it when it was staring me in the face.  And one so disgusting it makes me even angrier than when minorities fake-claim they're oppressed (because they at least have a tangential line of logic to their reasoning):

Spoiled brat suburbanite white people.

At first you may say,

"Cappy, how do spoiled brat suburbanite white people play the victim game?  By the fact they're white, spoiled, and suburbanite, they can't possibly be victims in any capacity or another!"

But,ohhhhhh, my fellow lieutenants and economists, they have indeed, and this is where it is particularly dishonest, disgusting, disingenuous, and pathetic, as well as pure genius.  For while you are correct that a white male who grew up with all the advantages of a upper middle class upbringing and the "correct" color of skin cannot claim to be a victim, he can if there's something wrong with him.

Welcome to the world of fake mental illness.

I wasn't able to connect the dots on this one until two seemingly unrelated events occurred in my little online media empire in close proximity to each other.  But once they did, and once I connected the dots, not only was it painfully obvious what was really happening, but it was enraging as to just what level of sloth, laziness, cowardice, and parasitism these humans had degraded to.

The first one was when my e-mail started lighting up with readers and viewers saying the "Amazing" Atheist had done a response video on my video about fake mental illness.  He (and thousands of his followers) were very much enraged that I dared to say I was sick of all the fake kids claiming they had "ADD," ADHD," "Aspergers," and lord knows whatever the latest flavor of made up psychoses the American Psychiatric Association, the public schools, and Big Pharma were concocting.  But despite these diseases obviously being overdiagnosed and despite legitimate concern about their veracity, the fact I dared to say they were people falsely claiming they had these diseases threw the 660,000 strong Amazing Atheist community into a tizzy.

True to their self-proclaimed form, they went psycho.

Death threats.
Incoherent tirades of cursing and threats.
"Cut your balls off and shove it down your throat."
Even the host (a 6'7" hybrid "bully-nerd") bravely said he'd kick my 5'9" ass if he ever saw me in public.

But for all the saber-rattling and indignation, I failed to realize what was going on.  I thought I had just pissed off a community of basement-dwelling nerds, was somewhat shocked a guy like the Amazing Atheist had the following he did, but in the end said "Meh, oh well, time to go write a book."

It wasn't until the second event did I see clearly what was going on.  This event had a similar origin and pathology.

I once again made a video.
The video was questioning about many men who claimed to be MGTOW's (Men Going Their Own Way) were men who were too cowardly or lazy to try to date girls in the first place and opted instead to claim to be "MGTOW" when in reality they were just afraid of rejection and failure.  In short they really weren't truly independent minded men who consciously chose to "go their own way," but were cowards who either didn't have a choice or never tried in the first place, and abused the MGTOW concept as an excuse.

And, like the fury from the Amazing Atheist cult, the backlash I received was equally vocal and ferocious.

"Kick your ass."
I'm a pussy.
I don't own MGTOW
How dare you "X, Y, and Z"
etc. etc.

However, unlike the Amazing Atheist community (which I largely ignored and just quietly accepted his traffic) because I was closer to the MGTOW community, I went and attempted to defend myself.  And this proved to be the key, the link between the two groups that opened my eyes to what was really happening.

In nearly ALL of the debates, discussions, and arguments I had, NOT ONE person was intellectually honest, listened to or digested what I said, purposely took things out of context, even outright lied about what I said.  It soon dawned on me I was not arguing with mentally sane, mature adults, interested in advancing a discussion or figuring out reality, but rather people who had mental problems and lived in a delusional world.  And the reason for their passion and blind rage over what I had stated was that it assailed the one mental lie they told themselves to keep themselves sane.  It shined a light onto their hypocrisy.  It forced a mirror in their face and told them the truth.

And nothing pisses off delusional people like the truth.

It took a while, but within a week of (futilely) battling it out on discussion boards and receiving concurrent residual hate-mail from the Amazing Atheist crowd, I put it together.  The butt-hurt, enraged poser-MGTOW community was the opposite side of the same coin as the hate-mailing, Amazing Atheist community and the copper-nickel-clad they shared in this coin was...

mental illness.

Think of it this way.

Say you are a white person who grew up in the suburbs.  You've had every advantage handed to you.  But, like all other humans, you have an aversion and distaste for work and labor.  Nothing wrong with that.  Laziness was a great calorie-saving survival strategy for 2 million years of humankind's existence.  But thanks to western civilization, technology, and economics laziness and sloth are an outdated and obsoleted survival strategy.  You need to work no matter what your aversion to it.

However, for some groups of people (specifically anybody not "white" or "male") politicians have fed them an outright lie of victimization to protect their egos and get them work-free money, all in exchange for their votes.  However, the human brain is not dumb.  And either consciously or unconsciously, "privileged" white kids and their SWPL parents started to realize that they/their children were not "victims."  Matter of fact, they'd by logical default become the hosts to parasites.  You combine this subconscious premise with the innate human aversion to work and the ego and pride that comes with modern day Americans, and there's a pressure, if not full-blown race to become a victim.

But left with no physical trait that would visually make them a distinguishable victim, an entire generation of weak-ass Millennials raised by equally pathetic Gen-X parents went SCRAMBLING to find a flaw.  To find a disability.  To a find a weakness that would also grant their children the much-coveted "victim status" and all the excuses from being a responsible, reliable, self-supporting adult (not to mention all of the socialist financial perks).

Enter fake (or at least) overly-diagnosed BS mental illnesses.

Civilian PSTD

And thus what we have today and the "fad" of either claiming you have a disability or your dumbass child does.

Of course, this merely addresses the financial incentives humans have to play the victimhood game and attain some kind, any kind of "victim status."  Claim you're a victim, claim your oppressed, have society lower standards for you and sometimes just give you free money.  But what it doesn't address is the emotional, violent, angry, and hate-filled reaction you get for daring to point this scam out.  If a thief is a thief, at least he admits it, takes the money, and doesn't care.  But if you point it out to the Professional Victims they get more enraged at being accused of being a thief than Hans Gruber.

Enter ego.

Understand people who play the victim game (who are indeed not genuinely "disabled," suffer from a real mental illness, or have anything wrong with them) are parasites.  And parasites, by definition have no core, no purpose, no value, and no agency.  Thus, with nothing of real and genuine value, they instead double down on the only thing that defines them - their fake victimhood status - and wear it like a badge of honor.

You see this in the real world a lot.

People who instead of defining themselves by their trade or profession tell you they're a "pan-sexual, transgendered, dyslexic" (no doubt getting their "masters in Gender Studies.")

The high school kid that within 3 minutes of conversation cannot help but force into the conversation they are dyslexic or suffer from ADD.

The parents who almost say with pride that their child suffers from some mental disease or another (but still reads at a 7th grade level, despite being in the 4th grade).

And it's the only way I can think of somebody unmentionable like the Amazing Atheist garnering 660,000 followers.

But if you dare come out of left field and call BS on them, claiming it's all an elaborate ruse to avoid work and the rigors of the real world, you not only take away, but destroy the ONE and ONLY thing they have in their lives (no matter how much of a lie it is).  You destroyed their core.  you destroyed their religion.

And thus the violent reaction.

Violent reaction or not, however, we need to be very clear what is happening in society and the US. Weaker minded people, who eschew work and the rigors of the real world are cowardly scrambling to find any reason, any excuse to do so.  Vile leftist politicians have already capitalized on dividing the country across racial, sexual, gender, and religious lines, typically pitting all groups against the convenient bogeyman of "the White Male."  But do not think this has anything to do with race, sex, or sexual preference.  It is a HUMAN trait, a default setting to be lazy.  And ALL humans will be tempted to scramble and find a "weakness," a "disability" and play the victim as long as there's money and the avoidance of work in it.

White kids in the suburbs capitalizing on having a "mental disability" is merely the latest poison in this trend.

Enjoy the decline!

Tuesday, January 27, 2015

Tuesday Night Linkage

Remember, there are no consequences for false rape accusations.

DT tells his boss to shove it when the boss changes the rules.  Why can he do this?  Because he is a real man and he has gone Galt.

I don't lose sleep over the slaves I never owned, nor benefited from.  I wish Germans and other innocent westerners who were not part of any oppression had the same self-respect.  Oh well.

Some interesting economic statistics from WWII.

The Father Could Not Be Reached for Comment

Though I would absolutely love to see Target get dragged into court on this, I cannot help but notice things like "suicide," "Aspegers," and employment problems tend to correlate when there are none of those lousy stiiiiinkinnnng fathers around.

Still, I'm sure it was Target that drove this poor soul to suicide and not the lack of a father.  Because, as we all know, we don't need no stiiiiinkinnnnng fathers.

Enjoy the decline!

Sunday, January 25, 2015

There Are No Such Things as Financial Markets Anymore

Let us take a very simple concept.

Bill wants to raise money for his new company that he, personally, does not have enough money to launch.  Bill goes to the "financial markets" which is no different than the fruit market or "farmer's market" except instead of fruit or veggies, he is looking for capital.

Providers of capital (called "investors") meet and bid over Bill's business through a slightly complicated process of "going public" which is assisted by investment banks and brokerages.  Still, this market operates no different than any other.  There is a demander for capital, there are suppliers for capital, and they haggle and negotiate on a price.

Now in the farmer's market or even the grade-school-play-ground-baseball card market the only things to affect the prices, supply, and demand would be items that are relevant and pertinent to those markets and the wares traded therein.  And so too should it be the same with the financial markets.  But just because something "should" be doesn't mean it is, and thus welcome to our modern day "financial markets."

The truth is the financial markets no longer represent the news and information that is relevant to stocks, bonds, and other forms of financing new or to-be-acquired businesses.  And the reasons for this are multi-fold.

First, the majority of money being supplied into the market no longer comes from interested investors, keen on launching new companies. It comes from retirement planners who are socking away their monies in the idealistic and outlandishly naive hopes of retiring by 65 (33 if you're a government worker or teacher).  Matter of fact, these sheeple aren't even investing their money in new business ventures.  They're buying stock on the secondary market, looooong after investment banks and hedge funds have gotten the majority of equity and capital gains out of those stocks.

Second, you have speculators who have no real legitimate business being in the financial markets in the first place.  Oh yes yes, I know, they do make markets more efficient, except when they don't.  Their mere existence moots and destroys the concept of a financial market in the first place.  Now, instead of just investors looking to supply budding entrepreneurs with capital, you have some idiot in California using an ECN to make .0005 cents per share profits on a butterfly, triple lindee, hybrid spread (if you don't know what that is, that's alright, you're not hip like all those people on CNBC). 

Third, machines.  Yes, machines.  Specifically machines that execute trades based on algorithms perhaps maybe even programmed by humans.

Are these machines there to provide business opportunities with capital?
Are these machines there to fund entrepreneurial ventures with much needed funds?

No, they're, once again, there to speculate, even manipulate prices, driving them up and then driving them down.

Now we can go on, but I didn't really realize how fully divorced today's "financial markets" were from its literal namesake until I was driving down I4 near Orlando listening to "A Finance Podcast."

The host of the show had followed me on Twitter and said, while he does like what I say, he cannot tolerate the cursing or swearing.  Fair enough, but I, always with a road trip in front of me and hours of time to fill, downloaded and listened to all of his podcasts.  It wasn't until I was just outside Orlando did I realize something about his podcast.

The majority of his commentary and interviewees did NOT discuss the actual financial markets as much as they were:

Government moves
Government legislation and
Central banking

And it is this that is the proof that the financial markets are anything but, and should be named something else.

If you look at the media currently dedicated towards covering the "financial markets," you have to ask yourself the question:

"How much time do they spend addressing/responding to moves by the governments and central banks, versus the factors that actually should affect the companies and the industries therein????"

And at least in this little trial balloon, I realized that the majority or at least the plurality of time was spend addressing governments and central banking.

This proves just how far from free markets we've moved.  When the "financial" markets move, nay, hinge on every word and move from the central bank and monetary policy, and dismiss all that annoying "background noise" of what's actually going on with the individual company, you need to ask precisely what does this "market" represent. 

Does it represent the investors looking to fund the entrepreneurs like it was intended to?

Or has it morphed into this multi-trillion dollar, amorphous, cross-breed Frankenstain monster between government, the retirement planning industry, central banking, crony capitalists, and politicians?

Because one can be reasonably measured, studied and pursued as a discipline by students of finance and economics.

The second is one where even the greatest financial and economics minds are merely observers whose guesses are purely that - guesses.  Because by that time, they all might as well become political scientists and everybody knows that is not a real nor legitimate field of study.

Saturday, January 24, 2015

Why the Left Hates Nuclear Families

For once, I don't think there's a language warning in this one!  Still, it's important to know why the left hates nuclear families and especially fathers - it's competition!

Tuesday, January 20, 2015

I Have Officially Defined MGTOW

While I know there is much debate about MGTOW and who has the rights to this open source concept, I have finally decided that I, being a veteran MGTOW Level 26-c, am the foremost authority and outrank anybody else who either legitimately or falsely claims to be MGTOW.  Thus, after much contemplation and thought, I have finally decided what MGTOW is, means, and will continue to mean into the future.


Thank you, thank you, and buy my book!

Sunday, January 18, 2015

Bachelors Degree in "Event Planning"

For the Patron Saint's Name of Frick.  Event planning.

And I thought, "no, no way.  Nobody majors in this.  It must be a scam."

But after searching "I'm majoring in event planning" there are people who actually spent money (and worse) schools that offer this bogus degree.

Wednesday, January 14, 2015

The Economics of the Education Bubble

This was a request, but it came out better than I thought.  Was able to link "Chang" in China directly paying "Tina" in Suburbanite SWPL America to major in something stupid because US Dollar Reserve Currency:

Monday, January 12, 2015

A Generation of Men Advancing Too Quickly

For all the benefits the manosphere has had on men, the male population, and male psychology, an unfortunate drawback is that it is so efficient and effective that men are advancing intellectually “too” quickly. So much so that I predict MILLIONS of men are going to advance so quickly, and so efficiently, they will be forced to face the the “void,” the ultimate “blackness” and the end of life.

From my latest piece at ROK.

Saturday, January 10, 2015

Why Feminists Choose Victimhood Over Work

This is (to date) what I believe to be my best rant against the hypocrisy of feminism and "empowered women."  Specifically, how they purposely choose to focus on "sexism" and "victimhood" instead of other, more effective actions they could take that would improve their lot immeasurably and actually close the wage gap, belying their true motives - theft and parasitism.

I also throw in a bit about what the sex life of a feminist must be like sleeping with the Pajama Boys of the world.

Language warning, as always:

Thursday, January 08, 2015

If People Didn't Have Debt

$15,000 is an interesting number because it is one I estimated with my head, but then also empirically proved out for several years of frugal, minimalist living.  Specifically, it's the lowest amount of money a person can live on comfortably in the US.

This assumes a lot of things.

That you don't have an insane commute.
You only have yourself to support.
You eat in and host at home most the time.
You go out occasionally.
You take a cheap road trip once a year.
The primary form of your entertainment is friends and conversation.
You never buy a new car.
And, you never buy frivolous (read-luxury) items.

When it's all said and done a single person can get by in the US, comfortably for $15,000 a year and enjoy a full and wonderful live.

Of course when I published this figure in various books, people would challenge me, questioning whether it was possible, even daring to doubt my veracity.  But trust you me, I went through the hell and penny pinching.  It's possible and it's well within everybody's ability to do it.

But $15,000 also happens to be a very interesting number in another regard.  For while sitting at my other bar I noticed an advertisement for a mortgage company.  And then an ad for a car.  And so I quickly hit the internet, found some online calculators, and started crunching some numbers.  Specifically, the TOTAL debt payments one makes over the course of their lives. 

Naturally, this varies person to person so I assumed what I believed to be the "average" American who takes on debt for these specific things at these specific terms:

$250,000 mortgage
30 year term
4.5% fixed rate

$20,000 auto loan
5 year term
7% fixed
12 cars over the course of your life

Student Loans
$80,000 (includes what you paid without loans)
20 year term (or whenever the hell people get around to paying those things off)
6% fixed

Credit Card Debt
$4,000 balance assumed in perpetuity
Forever term
16% fixed
Balance nominal from 15 till 75

Now, when you calculate the total loan payments for these four items you get:

House                     $456,000
Cars                        $280,368
Student  Loans       $137,554
Credit Card            $33,600

And when you add them all up you get:


Now a funny thing about that number is if you take it and divide it by the number of years you're expected to live as an adult (60) you get $15,125.***

And what do you know?  If you just refuse to take on debt for things like cars, education, houses, credit cards, and crap, you'll save yourself the necessary amount of money needed to support yourself for your entire life.

Of course, astute economists will point out that the numbers do not account for inflation.  And normal everyday Americans will point out who wants to live a life making $7.50 an hour  Valid points, but let me address them.

First, while absolutely 100% right, those figures don't count for inflation, they actually kind of do.  Cars you are constantly buying at higher and higher prices so we could just assume that $280,000 is adjusted for inflation.  Credit cards, well those balances will also rise with inflation, thus, adjusted for it.  And how many people buy just "one house," never buying newer or better, never refinancing, never taking equity out of the home to improve the kitchen?  Yes, that's what I thought.  About the only that isn't adjusted for inflation is tuition, but even that I wonder about given how corporations and employers are now all just so pro-"continuing education" forcing people a life long financial burden of never having to stop paying for education and training.  The point is, even if we were to adjust for inflation, that number would still come darn close to the $15,000 mark.

Second, the life style $15,000 a year affords.

Yes, who indeed wants that?  Why men with used cars that need repairing, living in studio apartments, never enjoying fondue at the latest and hippy trendy restaurant, who go to (GASP!) Goodwill to get their clothes!?  What kind of a life is that?

Certainly not one where they commute 500 hours a year, in a car they can barely afford the insurance on, to a job they hate, while they finance the hockey equipment for the children they can (also) barely afford, forcing both parents to work, while alienating their children in day care (also, barely can afford), driving the wife to divorce the husband, but not first without her racking up $20,000 in credit card debt for trinkets and bobbles she just needed to have, while dad buys himself a new Corvette to cope with the destruction of his family, and now two ex's who hate each other both fork over $50,000 a piece for lawyers so they can squabble over the remaining $5.83 in equity in their palatial McMansion.

You're right, they most certainly CANNOT afford that.  They can only afford books, conversation, coffee with friends, fishing, and black and white movies on Netflix.

The point is simply this (and one I think we already know).  If Americans simply got by with what they needed and not what they wanted, they would never have to take on any debt of any kind in the first place.  This would not only result in much easier and less stressful lives, but lives where you would not have to waste 4-8 years of your youth in college, making college obsolete for many.  The real issue many people have to solve for themselves is whether having "nice, but ultimately, pointless" things in life is worth the hell, struggle, strife, burden, stress, and pain the required debts to afford those things will foist on them.  And given what I've seen of average Americans and their obsession with "late model German cars" and "brand designer jeans," it most certainly is not.

Enjoy the decline!

***I did want to make the note that while the technical age for reaching adulthood is 18 (and when you subtract 18 from 78 years of life expectancy you get 60 years of effective adulthood), this is functionally wrong for Gen X and Millennials.  Since they do not move out of the house or stop fully receiving subsidies from their parents until the age of 43, the total number of effective adult years is really only 35 years.  When you take this into account the average annual savings of not going into debt results in an annualized payment of $26,000, much more than the original $15,000.  Perhaps this is why endebted and parent-dependent Gen X'ers and Millennials still have nice things despite negative net worths and multiple bankruptcies.

Wednesday, January 07, 2015

Book Review - "Going Your Own Way: Understanding MGTOW"

"Going Your Own Way: Understanding MGTOW" is a new book released by Paul Elam and Peter Wright, and (as far as my research shows me) is the first serious publication that attempts to define, explain, and introduce MGTOW to the general public, as well as become sort of a "constitution" of the MGTOW movement. 

It is incredibly well written, clear, and succinct, and necessarily so as it attempts to lay down the theoretical foundations for an embryonic concept that will only be damaged if more concrete measures were made to define it.  This immediately debunks Mr. Elam's and Mr. Wright's critics (who claim the authors are trying to claim MGTOW for their own and that it can't be defined) as nearly two full chapters are dedicated to explaining how MGTOW is similar to an open source software wherein nobody can claim rights to it.  After much explaining and intellectual honesty, I believe they manage to best define it as "male self-determination" and am inclined to agree.

With definitions out of the way, the book then delves into many aspects of traits of MGTOW laying down the logic, reason, empiricism, history, psychology, economic and other causes for the MGTOW phenomenon.  I was particularly impressed with the amount of research that went into the historical (sometimes, ancient) study of "bachelors," "bachelor theory," and the bachelor lifestyle, providing not just historical perspective, but a shocking insight into society's past psychological relationship with bachelors (for example "bachelor taxes" and the presumption bachelors some how owed it to society to marry and breed).   I was also very impressed with the time dedicated towards pair bonding and attachment.  The reason for this is that the same critics who berate Elam and Wright for daring to write a book about MGTOW, are also the same people who in a very hypocritical way insist on a rule that "no real MGTOW" would have anything to do with women.  This false believe, unfortunately, presents a huge risk to the younger and disaffected men who search and find the MGTOW community, as they are consequently tempted to dismiss women altogether, women that may actually be of great benefit and contribution to their lives.

About the only real complaint or concern I had about the book was what I believed to be the overly liberal use of excerpts from various books, texts, and periodicals.  Entire pages of "The Odyssey" and "The Art of Courtly Love" are quoted, where I would have just preferred some key quotes and then more analysis and commentary from the authors.   There were also some philosophical and technical differences and disagreements that I had with the book, but nothing that would get my panties in a bundle, unlike many of the authors' critics.

Besides that, I believe because the book is the first of its kind and is (more or less) introductory in nature, a glossary would be helpful to young men (and women) who are first being introduced to the concepts therein.  "Gynocentrism," "VAWA," "hypergamy," etc. are all terms that the average person does not know, and because of this may be misled into thinking it's one of those "faux" studies like "women's studies" where academians create made up words and acronyms to sound smart.

Overall, however, the book is a very good, thorough, and HONEST summation of what MGTOW is, easily digestible by the beginning reader or a people more involved and aware of the MGTOW philosophy.  I would STRONGLY recommend it as a primer to anyone looking to understand or research the topic.  I would also STRONGLY recommend ignoring all the fake reviews on Amazon as many in the MGTOW community viewed Mr. Elam's and Wright's writing of this book as "sacrilege" and have since been voting it down with faux votes.

Before You Become a Doctor

Another e-mail I received from one of our Doctor listeners.  He too also is skeptical about whether it's worth becoming a doctor again.  Something to consider for those of you lieutenants in the field that are contemplating becoming a doctor (his writing is a bit rambly, but good advice none the less)

Dear Captain Capitalism- 
I also put this on the Before You Become A Doctor posting.
I graduated Med School in the early 1970's.  I trained into a subspecialty- 6 years total post med school.  During my training I married and my son came along.  Then I went into solo private practice.  I also joined the US Army Reserve.  Two more children arrived.  I was always the sole breadwinner.  Any solo businessman has good and bad years.  The taxes were stupidly high on a sole proprietor.  The little bit from the USAR was very handy- I had help paying the social security (and later the added medicare).  
I also worked as an independant contractor emergency dept doc when business was slow, plus insurance physicals and other income I could hustle.  Note about ED doc- you had better be a gunfighter betting your malpractice you are better than anything that comes in the door- only one doc in ten has the guts for it.  I have been in my one town 35 years (more or less- keep reading).  The 3 kids turned out good.  When they were all in school, my wife oversaw the books.  The insurance companies were consistantly shorting me the contractual payment- never over.  Forget about getting diligent (or grateful) help.  I have owned my house three times.  The first working 6 months 2 or 3 nights a week in the ED as well as the office.I walked out of the ED 1 Jan 1980 with my house paid off (and the government).  
Then that bastard H Saddam invaded Kuwait in August 1980, I was making a major's pay and the bank had my home (equity loan) to keep the office recurring bills paid.  When Kuwait was liberated I went back to my town and started the grind to get my house back.  Back to working office, Army, EDs and insurance exams.  Got the house back and stopped the EDs and insurance.   A few years later my daughter (who had instate scholarships) went out of state to stand on her own two feet and my money.  When the Air Force ROTC reneged on her 'promised' scholarship, I was holding the bag for almost 20K.  The bank got the house again.  Back to EDs and insurance but now I am in my 50's with kids' car insurance plus college.  Then 9/11.  Sure enough, the USAR two years later promoted me and put me on full time with spending a year or more at various forts.  At least I could afford my office overhead on a colonel's pay.  I got my house back and so far still have it.  Did I mention my 17 month or my 15 month tours in Iraq?  Obama was elected when I was over there.  When I got back the great recession was in full swing.  Solo doctors don't get paid by medicare- who knew?  My insurance payments for patients I saw were frozen at the level 15 years before.  You know about that 80 year doctor still practicing and getting $10 a vist- yep, you are locked in.  Unless a doctor moves states every 3 or 4 years, his insurance reimbursement is frozen. 
 Women docs don't work the hours of men.  They take SABBATICALS. .for years!  I went to cash but my accountant told me to expect an audit because the gov is using audits to punish docs on cash.  I could go to a hospital group but these are soulless- given to superficial questionnaires, give a smug answer during the meet'em and street'em and limit or 2 or 3 prescriptions- more than that requires another visit.  Plus you are never producing enough.  My accountant recommended cutting to 10 hours a week (45 hours a month- I get social security, thank you), keeping up my education, and wait for the crash.  I was bitching about this to a friend (blown up in Iraq and partially disabled).  He told me I would consider these 'the good old days' when I was treating wounded in a barn on the run from government forces.  But if you are younger, forget about medicine.  
     This was long already but there are even more downsides to becoming a doctor at this time I did not include..  I would like to know- does your Smith & Wesson retirement plan include involuntary early retirement of a**holes such as in 4GW?  Thanks and my great respect for you and what you write and do- COL Doc

Tuesday, January 06, 2015

Episode #78 The Clarey Podcast

In this relatively curse-free podcast Cappy talks about

A review of the movie "The Gambler"
Escaping depression as a conservative or libertarian
Leaving the blood stains on the guy he shot who burglarized his house
Sheeple and lines
How the Holidays screw with you
Your sad friends who bred more children than they could afford
Guilt about being successful
How CONVERSATION is the most valuable commodity in the world
Private sector powerful successful women who hate their lives

and MORE!!!! 

In THIS EPISODE of The Clarey Podcast!

Monday, January 05, 2015

Immigrants and the Future of the US

A video request that had some interesting observations:

Thursday, January 01, 2015

The Nicene Creed of MGTOW

Put together this video request.

Which insulted some people in the MGTOW community, prompting this response video.

I don't like getting bogged down in technicalities, semantics, details, let alone being misquoted or taken out of context, so I put together this final "Nicene Creed" of MGTOW.

I then walk away because I refuse to get bogged down in semantics, technicalities, details, and sophistry, and have said my peace.

Post-post - Paul Elam chimes in with some reasoned, ahem "veteran" advice.

How Minimalism (Ironically) Might Make You Rich

My guest piece at AVFM.