Sorry folks, playing catch up from vacation. Will show you the pictures later. In the meantime here's a "Best of the Captain."
It was determined a while ago that Captain Capitalism would not sow his seed for despite high demand by the ladies, a little Jr. Captain Capitalism would wreak havoc upon my life and no doubt be turned to the Dark Side by the public schools requiring a kind of Obi Wan Kenobi versus Anakin Skywalker ultimate showdown in the end, where no doubt I would surely win for I am on the Good Side of the Force and he would be a product of the public schools.
Having said that, it was determined a while ago that Captain Capitalism would have a vasectomy and his friends in St. Paul got the brilliant idea of having a "Vasectomy Fund Raiser Party" where the theme was akin to "He doesn't want to breed, and the World doesn't want him breeding either! Save the World! Donate to Captain Capitalism's Vasectomy Fund!" Alas as the time nears, it got me thinking, "how much am I going to save by having this vasectomy?"
Or more specifically, "what kind of rate of return am I going to realize on a little snip-snip?"
So with a little number crunching and research I figured that by plopping down $1,200 for the vasectomy, and assuming I would have had the 2.08 children that is the US average, I would save about $577,000 (or $945,000 if I was stupid enough to pay for my 2.08 childrens' way through college). This translates into a whopping total Return on Investment (ROI) of 48,177% (or 78,762%, respectively).
Of course, not everybody has 2.08 kids. Some are microscopically wiser only spitting out one. Others are complete morons producing 5 children and no doubt requiring me to subsidize them. Thus I calculated the total ROI's for varying levels of children as a handy dandy reference guide for those of you pondering having children;
I also annualized these rates of return so that you may compare them against the performance of your 401k/403b funds, and even that of the seemingly "unbeatable" S&P 500 (and no, it's not a mathematical error that paying for college results in a lower annualized rate of return).
Look out Warren Buffett. There's a new sheriff in town.