Rantings and tirades of a frustrated economist.
Yeah, because evil insurance companies are known for refusing coverage of young, healthy ignoramuses who make claims for stitches every once in awhile. It's almost like they'd take all those new regular insurance payments to... I don't know, stay solvent while they treat a tidal wave of baby boomers with cancer and heart disease.Because we all know scores of healthy teenagers and twenty-somethings who have been denied insurance. They stay home at night on Fridays and search for good rates, but they just can't seem to find a good plan... It's the topic du jour in the malls of America.I saw this ad and just shook my head. It just seems like a lost cause trying to fight the level of ignorance and one dimensional thinking that rules this culture.
If the government was moving to force insurance companies to cover people after an accident and repair the damage to their car who in their right mind would get insurance before they had an accident? At the same time, with the government moving to force insurance companies to cover pre-existing conditions who in their right mind would get health insurance before they had a serious (and expensive) illness?The only reason why this is not obvious to people is that so few people have a good footing in arithmetic and logic. We live in a society where whenever I tell someone I have a degree in mathematics they spout out about how awful they’re in math as if it is some sort of badge of honour; can you imagine someone mentioning that they have an English degree and having everyone brag about how they can hardly read?
The ad certainly is insulting. As a 20 something without insurance, and proud of it, I'm more than a little insulted. Imagine them talking about food like that...Hi, we're 20 something actors. We get paid enough to buy an expensive food plan. But many people in the 20 something age group choose to go buy food when they need it, rather than getting a food plan. We need to make sure everyone is covered by a food plan so they don't starve.
Wasn't Rock the Vote supposed to be a non-partisan effort to improve the voter registration and participation of young adults?When did they go into issue advocacy?But the ad is laughable if it weren't so sad. If you're a young adult here in MN, you can get a catastrophic insurance policy for under $1000/year.
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