Can you meet the challenge?!
The easy part is to link this to the lack of fathers.
The hard part (and where we will test your economist mettle) is to explain how the majority of victims brought this upon themselves, have only themselves to blame and the delicious irony that has resulted (and consequently sweetened our official "Enjoy the Decline" drinks!).
Your choice of a free copy of "Worthless" or "Behind the Housing Crash" will be mailed to the person with the timeliest and clearest/most correct logic.