"Of the participants who took out loans, the greatest percentage were to people in their 50s (34.2%), followed by those in their 60s (28.9%) and then by those in their 40s (27.3%). The increase among participants in their 50s was nearly double the increase among those under 30. This is based on an analysis of a subset of 1.9 million eligible participants in retirement plans that Wells Fargo administers."
No no! Nothing to see here! Back to your lives citizens. Oh, and you youngsters! You better hit the ground running. We don't have time to train you. You didn't have it as tough as we did. I don't have time to explain this to you. If you can't figure it out on your own, then you don't belong here. You just aren't a team player are you? You're not as wise as us and you should plan better for your future. Matter of fact, can we borrow $45 trillion from your future? We're really smart and you're too stupid to understand. Didn't you hit the ground running? Why, we told you it was a steep learning curve. You're just not smart enough to understand this. Answer our HR questions. You don't know about HR? Well, that's alright, you didn't hit the ground running and we didn't have time to train you. You have to be a self-starter. Didn't you pay attention to detail?
My gosh the lack of nursing home visits will sure be funny. Perhaps we can securitize or commoditize "nursing home visits"?
"Hey grandpa? Want a nursing home visit? Well that will be 50% of your medicare payout this month and 60% of your social security check. Good thing you 'paid into the system!'"